Score 100,000 Velocity Points with the Citi Premier Card in Australia, plus Priority Pass and Travel Cover
Maximise 100,000 Velocity Points with the Citi Premier Card in Australia, secure Priority Pass lounge access and travel cover while weighing the $300 annual fee and $8,000 sign‑up spend
Why the Citi Premier Card stands out in Australia
The Citi Premier Card is one of the most compelling options for Australian travellers chasing Velocity Points. With a headline bonus and ongoing earn rates, the Citi Premier Card positions itself as a go‑to for frequent flyers and spend-savvy households.
Beyond points, the card bundles travel perks like Priority Pass lounge access and complimentary travel cover, which lifts the overall value of the Citi Premier Card for those who travel interstate or overseas regularly.
How to earn 100,000 Velocity Points fast
To grab the 100,000 Velocity Points bonus you need to spend $8,000 on eligible purchases within the first three months of approval on the Citi Premier Card. Those bonus Velocity Points can be redeemed for flights, upgrades or converted to retail gift cards like Coles Group & Myer, giving flexible value for Aussies.
Ongoing earning on the Citi Premier Card is strong for international spend, with 2 Citi Reward Points per $1 on eligible overseas purchases and selected online shopping, and 1 point per $1 on other Aussie spend. Use Citi PayAll to earn on otherwise un-rewarded bills and watch your Velocity Points balance climb.
Fees, interest and travel cover
The Citi Premier Card charges a $300 annual fee, which can be reduced to $150 if you meet the high annual spend threshold of $48,000. Be mindful of the 3.4% foreign transaction fee and the card’s purchase rate — factor these into whether the points you earn outweigh the costs on your Aussie and overseas buys.
Travel protections are solid on the Citi Premier Card: complimentary international and domestic travel insurance when you book eligible travel, smartphone insurance and Priority Pass lounge access (typically two visits included). These benefits help justify the fee for travellers who will actually use the cover and lounge access.
Who should apply and smart ways to maximise value
The Citi Premier Card is best for Australians who travel at least a few times a year or spend heavily on international purchases and can hit the $8,000 sign-up spend safely. If you’re aiming for big Velocity Points redemptions — business class seats or family return flights — the Citi Premier Card can accelerate that journey.
Maximise value by timing big purchases during the sign-up window, funnel overseas or online purchases onto the card for 2 points per $1, and consider converting Citi Reward Points into Velocity Points quickly. Always check eligibility, compare alternatives, and manage repayments to avoid interest eroding the value of your Velocity Points.