Westpac Altitude Black premium card Aussies trust to maximise Altitude points, lounge access and travel insurance
Packed with up to 150,000 bonus Altitude Points, Priority Pass lounge access and solid travel insurance, Westpac Altitude Black gives Aussies maximum value from travel and everyday spend
Why Aussies trust the Westpac Altitude Black
Westpac Altitude Black stands out for many Aussies wanting premium travel rewards and everyday value. The card’s strong earn rate and generous bonus points make it a go-to option for frequent flyers based in Australia who want to turn daily spend into meaningful travel.
Locally, the card feels tailored to our travel habits – transfers to Velocity and other partners, Priority Pass access and solid travel insurance keep it competitive. For Australians who can meet the spend requirements, Westpac Altitude Black delivers clear upside in points and perks.
How to earn and use Altitude Points quickly
Earn up to 1.25 Altitude Points per dollar on eligible Aussie purchases and higher earn rates with selected partners, helping you rack up Altitude Points fast. Current bonus offers can vault new cardholders into six-figure points territory after meeting spend thresholds, a major draw for travellers.
Points are flexible: redeem for flights, hotel stays, gift cards or transfer to frequent flyer programs like Velocity and Asia Miles. Smart use of partner offers and targeted spending windows maximises the value of each Altitude Point, so plan redemptions around transfer bonuses and flight availability.
Travel perks: lounge access, insurance and concierge
Priority Pass lounge access, complimentary overseas travel insurance and concierge services are part of the Westpac Altitude Black package, giving Aussies added comfort on both domestic and international trips. Two lounge visits a year and solid trip protection reduce out-of-pocket costs and travel stress.
The complimentary travel insurance covers common scenarios like medical emergencies, cancellations and rental car excess when you pay for travel with the card. For regular travellers, these perks can offset a chunk of the annual fee and improve the overall cost-benefit of the card.
Fees, eligibility and practical tips to maximise value
The card charges an annual fee that’s modest in the first year with a higher ongoing fee after that, so factor that into your calculations. Interest rates and foreign transaction fees apply, so avoid carrying a balance and use in-Australia spend wisely to protect rewards value.
To get the most from Westpac Altitude Black, hit the bonus spend in the promotional window, prioritise partner categories for elevated earn rates and transfer points strategically to airline partners. Check eligibility requirements and compare alternatives if your income or travel patterns differ.