Easy Street Fixed Rate Personal Loan Australia with 8.99% p.a., Predictable Repayments and No Monthly Fees

The Easy Street Fixed Rate Personal Loan is a straightforward borrowing option for Australians who want predictable repayments and no surprise monthly fees. With a fixed rate of 8.99% p.a. and loan amounts from $3,000 to $35,000, this product targets people seeking budget certainty, whether for debt consolidation, a car, or home improvements.

Clear advantages of the Easy Street Fixed Rate Personal Loan

One of the main draws of the Easy Street Fixed Rate Personal Loan is stability. The fixed 8.99% p.a. rate means your monthly instalments stay the same for the loan term, making it easier to plan household budgets and avoid the stress of variable interest swings.

Australians also benefit from no monthly account fees and the ability to make extra repayments without penalty. For many borrowers, those features combine to reduce overall interest costs and shorten the loan term when extra payments are made.

Loan amounts, terms and costs you should know

Easy Street offers unsecured loans from $3,000 to $35,000 with terms from 1 to 5 years. The application fee of $249 is upfront, but there are no redraw or monthly fees, which keeps ongoing costs low compared with some bank offerings.

It pays to compare total cost of credit. While the fixed rate of 8.99% p.a. is competitive for a fixed product, shop around if you want a lower application cost or different features. Still, the Easy Street Fixed Rate Personal Loan is designed for clear pricing and predictable repayments.

Repayments, flexibility and managing your loan

Repayments on the Easy Street Fixed Rate Personal Loan are predictable, which helps with cashflow planning. You can choose a term that matches your budget and use extra repayments to cut interest if your circumstances allow.

Setting up direct debits from your bank account keeps repayments on time and avoids late fees. Because extra repayments are allowed with no penalty, you can accelerate payoff without worrying about charges that often come with other fixed products.

How to apply and who this loan suits

Applying for the Easy Street Fixed Rate Personal Loan is primarily online and straightforward. Prepare ID, proof of income and recent bank statements to speed approval; submitted applications are usually processed quickly for eligible applicants.

This loan suits Aussie borrowers who prioritise certainty and simplicity: mums and dads managing household bills, people consolidating high-interest cards, or anyone who values fixed monthly repayments and no ongoing account fees.

Overall, the Easy Street Fixed Rate Personal Loan offers a balanced combination of an 8.99% p.a. fixed rate, transparent fees and flexible repayment options. If you want predictable budgeting and the freedom to repay early, this product is worth considering as part of your borrowing strategy.