Maximize TD Platinum Travel Visa in Canada – Points, Insurance & Top Perks for Travellers

TD Platinum Travel Visa: a strong pick for Canadian travellers

The TD Platinum Travel Visa is a solid travel credit card option for Canadians who want consistent travel rewards and dependable travel insurance. Cardholders earn TD travel rewards points on everyday purchases and get perks tailored for frequent flyers and road-trippers across provinces from Ontario to British Columbia.

Designed with Canadian travel patterns in mind, the TD Platinum Travel Visa makes it easy to rack up points on groceries, dining and travel bookings in CAD. The card works well whether you fly out of Pearson, hop regional flights, or drive across the Rockies.

Points, redemptions and best ways to use them

Earn TD travel rewards points on every dollar spent and enjoy flexible redemption options for flights, hotels and car rentals. Points translate directly into travel credit through TD’s rewards portal, giving you straightforward value when booking domestic and international trips from Canada.

To maximise points, charge regular monthly bills and grocery runs to the card and pay the balance in full each month. Look for seasonal promotions and welcome bonuses from TD Bank to jumpstart your balance, then use points for higher-cost items like long-haul flights or hotel upgrades to squeeze the most value out of rewards.

Comprehensive travel insurance and safety nets

One of the main draws of the TD Platinum Travel Visa is its travel insurance suite. Coverage typically includes emergency medical, trip interruption, and rental car collision insurance – essential protection for Canadians travelling outside their province or abroad.

Lost or delayed baggage and travel delay coverage add convenience on busy travel days. Before you travel, check the exact insurance limits and eligibility on TD Bank’s site so you understand medical coverage amounts, pre-existing condition rules and how to activate claims while overseas.

Fees, eligibility and smart application tips

The TD Platinum Travel Visa carries an annual fee that is balanced by its rewards and insurance benefits, so run the numbers to see if your travel habits justify the cost. Foreign transaction fees may apply on non-CAD purchases, so consider how often you spend in other currencies.

Eligibility generally requires Canadian residency, proof of income and a credit check. Apply online through TD Bank, and if approved, register for online banking and the TD rewards portal to track points and redeem quickly. If you travel frequently, the return on the annual fee can be significant.

Ready to make your everyday spending work harder for your next trip? Compare your expected annual travel spend to the earnings and insurance value of the TD Platinum Travel Visa and apply when the welcome bonus matches your travel plans.