Meridian Visa Infinite Cash Back Card Canada, Earn 4% on Gas and Groceries with Visa Infinite Perks
Earn up to 4% cash back on gas and groceries with the Meridian Visa Infinite Cash Back Card, plus Visa Infinite concierge, hotel upgrades and comprehensive travel insurance across Canada
Overview of the Meridian Visa Infinite Cash Back Card for Canadians
The Meridian Visa Infinite Cash Back Card is a competitive Canadian credit card that rewards everyday spending with meaningful cash back and Visa Infinite lifestyle perks. With an annual fee of $99 (first year waived) and clear earning tiers, this card is built for people who put regular spending on gas and groceries.
Applicants should be aware of the eligibility requirements: a minimum personal income of CAD 60,000 or household income of CAD 100,000. Knowing these basics helps prospective cardholders decide if the Meridian Visa Infinite Cash Back Card is a practical fit for their wallet and family budget.
Rewards structure and redemption options
The card earns 4% cash back on gas and groceries, 2% on bill payments and pharmacy purchases, and 1% on all other transactions, with elevated rewards applying up to a CAD 25,000 annual cap on the higher tiers. These categories match common Canadian spending patterns at grocery stores like Loblaws, Sobeys or provincial chains and major gas stations across Ontario, Alberta and BC.
Redemption is flexible: cash back can be applied as statement credits, deposited into Meridian accounts, or used for gift cards and merchandise through the rewards portal. Frequent grocery and fuel buyers will see the Meridian Visa Infinite Cash Back Card deliver steady savings across the year.
Visa Infinite perks and insurance coverage
Beyond cash back, the Meridian Visa Infinite Cash Back Card includes Visa Infinite benefits such as 24/7 concierge service, access to a curated luxury hotel collection with potential room upgrades, and exclusive dining events. These premium touches add tangible value for travellers and those who appreciate curated experiences in Canada and abroad.
Insurance features are robust for a cash back product: emergency medical coverage, trip cancellation and interruption protection, baggage insurance, car rental collision coverage, and mobile device insurance. These protections help Canadian travellers feel secure on road trips across the provinces or when flying internationally.
Who should apply and how to maximise value
If your household routinely spends on groceries and fuel and you meet the income thresholds, the Meridian Visa Infinite Cash Back Card can be an efficient way to earn meaningful cash back while enjoying premium Visa Infinite services. It particularly suits families and commuters who want straightforward cash rewards and travel protections without switching to a points-based card.
To maximise returns, prioritise card use for gas and grocery purchases, set up recurring bill payments to capture 2% back, and periodically review spending to stay within the elevated-earn cap. Apply online through Meridian when ready and compare alternatives if you need no-fee options or unlimited cash back features.