Stretch Your Dollar into Flights with ANZ Airpoints Visa NZ
Make your everyday NZ spending work harder, earn Airpoints Dollars with the ANZ Airpoints Visa and book Air New Zealand flights sooner
Why ANZ Airpoints Visa fits Kiwi day-to-day spending
The ANZ Airpoints Visa turns everyday purchases into Airpoints Dollars, making it dead easy for Kiwis to save up for flights with Air New Zealand. With 1 Airpoints Dollar earned for every $120 spent, regular grocery runs, petrol fills and online shopping quickly add up toward your next trip around Aotearoa or overseas.
Card acceptance is solid across New Zealand and abroad, and the card supports Apple Pay and Google Pay so you can tap and go. If you like straightforward rewards without complicated tiers, the ANZ Airpoints Visa keeps earning simple and predictable for busy Kiwi households.
Fees, interest and practical details for NZ customers
The annual fee is a modest $65, charged as $32.50 twice a year, and you get up to 44 days interest-free on purchases when you pay your balance in full. The purchase rate sits around 19.95% p.a., so it’s best suited to customers who pay off the balance monthly to avoid interest.
There’s a 2.5% foreign transaction fee on overseas spends, but redeeming Airpoints Dollars for Air New Zealand flights can offset that if you use the card often when travelling. ANZ also offers Visa Zero Liability and fraud monitoring, giving Kiwis peace of mind when travelling or shopping online.
Getting rewards and redeeming Airpoints Dollars
Airpoints Dollars never expire while your account is current, and you can advance up to 50 Airpoints Dollars if you’re just short of a booking. That flexibility makes the ANZ Airpoints Visa a reliable choice for regular flyers who want to convert everyday spend into actual flight value.
Redemption is straightforward through the Airpoints programme — use Airpoints Dollars for Air New Zealand flights, upgrades or items from the Airpoints Store. There’s no cap on how many Airpoints Dollars you can earn, so consistent spending equals faster rewards and more flight options.
Security, support and who should apply
ANZ’s fraud monitoring and Visa Zero Liability mean the card is secure for online and in-person purchases. Manage your account with the ANZ goMoney app or internet banking to track spending, view Airpoints balances and make payments anytime from your phone or laptop.
This card is ideal for Kiwis who want a low-fee, travel-focused credit card without premium extras. If you fly Air New Zealand regularly or want a simple way to bank travel rewards from everyday expenses, the ANZ Airpoints Visa is a smart pick. Apply online if you’re over 18, a NZ citizen or permanent resident and have your ID and basic income details ready.