ASB Visa Business Rewards Card That Gives Kiwi SMEs Uncapped True Rewards and Smarter Spend Management
Built for Kiwi small businesses, it pairs uncapped True Rewards with Xero-friendly spending tools, real-time controls, up to 50 days interest-free and 0% balance transfers to simplify travel, supplier payments and team cards
Why Kiwi SMEs choose the ASB Visa Business Rewards
The ASB Visa Business Rewards card is built for Kiwi small businesses that need uncapped value and better spend control. It combines True Rewards earning with tools that simplify day-to-day expense management for New Zealand SMEs.
With 1 True Rewards dollar earned for every NZ$100 spent and no cap on earnings, this business credit card suits companies with regular travel, supplier payments or team expenses. The uncapped rewards make it a strong choice for growing Kiwi firms.
Practical features that help cash flow and control
Up to 50 days interest-free on purchases and a 0% p.a. six-month balance transfer offer give SMEs breathing room on cash flow. The card charges typical rates outside introductory offers, so plan repayments to keep interest low.
Real-time controls, individual card limits and integration with Xero let business owners track spend and reconcile quickly. The ability to issue multiple cardholders under one account keeps admin tidy and simplifies month-end reporting for accountants.
Rewards, redemptions and everyday value
True Rewards provides flexible redemption options that matter to Kiwi businesses, from flights and hotels via House of Travel to gear and gift cards in the True Rewards store. Using partner offers can boost value when you shop with bonus partners.
Because points are uncapped, companies that spend on travel, accommodation and equipment reap ongoing benefits. Redeeming points for business essentials or travel helps reduce operating costs and stretch your NZD further.
Security, support and how to apply
The ASB Visa Business Rewards card includes fraud protection and Mastercard ID theft safeguards, plus 24/7 customer support through ASB channels. Contact support or your business banker in New Zealand for quick help when needed.
Applying is straightforward for eligible residents: be over 18, hold good credit, and have proof of business and ID ready. For many Kiwi SMEs, the combination of True Rewards earning, Xero-friendly tools and interest-free periods makes this business credit card worth considering.