American Express Platinum Card NZ delivers 100,000 points, VIP lounge access and elite travel perks for Kiwis
Score 100,000 Membership Rewards points, Priority Pass lounge access and a suite of elite travel perks tailored for Kiwi travellers
Premium welcome offer and rewards
The American Express Platinum Card packs a headline welcome: 100,000 Membership Rewards points when you meet the minimum spend, a generous boost that Kiwis can turn into flights, hotel stays or travel credit. Points convert to Air New Zealand Airpoints Dollars and to major airline and hotel programs, making the card highly flexible for local and international travel.
Everyday earning is strong too – typically 2 Membership Rewards points per NZ$1 spent on the card, plus accelerated opportunities through Amex promotions and supplementary cards at no extra cost. If you live in New Zealand and can use points for Airpoints or partner transfers, the American Express Platinum Card quickly offsets its cost for frequent travellers.
Travel perks, lounges and hotel upgrades
Frequent flyers will value the VIP lounge access via Priority Pass and Amex lounge partnerships, with access for you and a companion at many locations worldwide. The card also includes an annual NZ$200 Platinum Travel Credit to spend on flights, car hire or hotels, helping to reduce travel expenses across the year.
On top of lounges, you get elite hotel benefits through programs like Fine Hotels & Resorts and complimentary Accor Plus membership in the region, which offer room upgrades, daily breakfast and late check-out. For Kiwis who travel often, the American Express Platinum Card turns routine trips into smoother, more comfortable experiences.
Insurance, purchase protection and concierge
The American Express Platinum Card provides strong travel insurance, covering medical emergencies, trip cancellation and baggage when travel is charged to the card or booked with Membership Rewards points. Car rental excess cover and purchase protection add layers of security for trips and big-ticket buys made in New Zealand or overseas.
Beyond insurance, the 24/7 Platinum Concierge helps with dining reservations, event access and travel planning, saving time and unlocking experiences not readily available to the general public. For those who value service and peace of mind, these benefits reinforce why many choose the American Express Platinum Card.
Is it worth it for Kiwis?
The annual fee sits at around NZ$1,250, so the card is aimed at higher spenders and frequent travellers who can fully exploit the rewards, credits and elite perks. There’s usually an income requirement near NZ$100,000 and a charge card model that expects balances to be paid in full each month, so it suits disciplined spenders with travel-heavy lifestyles.
To maximise value, charge travel and big purchases to the card, use the NZ$200 travel credit, and transfer points strategically to Air New Zealand or partner programs. If you want elevated travel comfort, lounge access and premium service, the American Express Platinum Card is a top-tier option for Kiwis who will use the benefits consistently.