Fidelity Visa Classic Credit Card, the Go-To for Nigerian Salary Earners Earning N60,000 to N300,000

Practical perks and everyday rewards

The Fidelity Visa Classic Credit Card is built for Nigerian salary earners who want a straightforward card that gives real value. With reward points on everyday spends, the card helps stretch your Naira when you shop, dine or settle bills online and offline.

Fidelity Visa Classic Credit Card users enjoy worldwide Visa acceptance, basic travel protections and easy-to-redeem points. For those earning between N60,000 and N300,000 monthly, this card balances cost and benefit without complicated tiers.

Who qualifies, fees and how to apply

Eligibility for the Fidelity Visa Classic Credit Card is simple: salaried Nigerians with monthly income from N60,000 up to N300,000 and a valid pay slip or salary credit history. The straightforward criteria make it a top pick for workers in Lagos, Abuja and across the country.

Application is quick — start online or visit any Fidelity Bank branch with your ID, proof of income and utility bill. Expect modest fees and competitive interest rates tailored for modest spenders; always confirm charges and annual fees before you sign.

Security, travel readiness and support

Security is a priority on the Fidelity Visa Classic Credit Card, with EMV chip protection and Verified by Visa for safer online transactions. If your card is lost or compromised, Fidelity Trueserve can block and replace the card to limit unauthorised use.

Travelers benefit from global acceptance, but it is wise to inform Fidelity Bank before heading abroad to avoid declined transactions. Customer service in Nigeria is local and responsive, helping with disputes, PIN resets and emergency card replacement.

Smart use, budgeting tips and call to action

Use the Fidelity Visa Classic Credit Card to build credit history and manage short-term cashflow, not as a long-term debt lifeline. Pay on time to avoid interest, track monthly statements to control spending and use balance transfers only when the rates are favourable.

If you are a salary earner earning N60,000 to N300,000, consider applying today and enjoy the practical benefits of the Fidelity Visa Classic Credit Card. Visit a Fidelity Bank branch or start your application online to get approved and start earning rewards on everyday purchases.