Standard Bank Platinum Credit Card South Africa OR Tambo Café Blue Access Emirates Flight Discounts and High R Limits
Standard Bank Platinum Credit Card pairs OR Tambo Café Blue lounge access with up to 35% off Emirates flights and credit limits up to R250,000 for South African high earners
Overview of the Standard Bank Platinum Credit Card
The Standard Bank Platinum Credit Card is aimed at high earners in South Africa who want a premium card with real travel and lifestyle perks. With credit limits up to R250,000 and personalised interest rates tied to prime, this card gives the spending power and flexibility many professionals need.
Monthly fees are competitive for the tier — R94 — and there’s an initiation fee of R180; the minimum monthly income requirement sits at about R58,000. If you clear the balance each month you avoid interest, while regular users benefit from tailored private-banking support and UCount Rewards.
Travel perks and OR Tambo Café Blue access
One of the headline benefits is OR Tambo Café Blue lounge access and Bidvest Lounges access when travelling, ideal for frequent local and regional flyers. The card also offers up to 35% off Emirates flights booked through Standard Bank’s Leisure Desk, which is a strong incentive for anyone flying to the Gulf or Europe from Johannesburg.
Additional travel cover includes basic travel insurance up to R1,000,000 when trips are purchased on the card, and discounts on hotels, spas and selected retailers. These savings and protections make the Standard Bank Platinum Credit Card a practical choice for regular travellers who value comfort and cost savings.
Insurance, security and lifestyle benefits
Beyond lounge and flight discounts, the Standard Bank Platinum Credit Card provides lost card protection, online purchase security and optional credit card protection plans. These features give peace of mind for everyday spending and larger purchases, important for cardholders managing substantial monthly outlays.
Lifestyle deals include up to 35% off at selected stores, discounts on Careem rides across parts of Africa and the Middle East, and promotions with retailers like Hirsch’s and Avis. UCount points accumulate on every swipe, helping reduce future costs or fund experiences you actually use.
Fees, eligibility and how to apply
Key fees include a 2.5% international transaction fee, ATM and branch cash withdrawal charges, and a minimum monthly payment of 3% of the outstanding balance. Despite these fees, the high credit limit up to R250,000 and travel perks can offset costs for those who make the most of the rewards and lounge access.
To apply you’ll need to meet the income threshold (roughly R58,000 per month), be over 18 and supply a recent payslip, three months’ bank statements and proof of residence. Applications can be started online via Standard Bank’s portal or at a branch, and approval often includes a private banker to help manage the account and rewards strategy.