Standard Bank Platinum Credit Card South Africa Upgrade to Premium Travel Perks, Lounge Access and R250,000 Credit Limit
Standard Bank Platinum credit card brings priority lounge access, travel cover and up to R250,000 credit for savvy South African travellers
Why savvy South African travellers choose this card
The Standard Bank Platinum Credit Card is built for people who travel often and demand value for every rand. With acceptance at millions of merchants worldwide and a suite of travel perks, this platinum card positions itself as a practical upgrade for anyone who wants convenience and security on the road.
Locals appreciate that Standard Bank ties everyday benefits to travel rewards: from UCount points to airport lounge access at OR Tambo and other major hubs. If you fly regionally or internationally, the card turns regular spend into meaningful advantages.
Key features that matter
Enjoy up to 55 days interest-free on purchases when you settle your statement, contactless payments up to R500, and a high credit limit that can reach R250,000 depending on your profile. The Standard Bank Platinum Credit Card also offers a Budget Facility for larger buys, letting you spread repayments over 6–60 months.
Security and convenience are front of mind: advanced fraud protection, zero liability on unauthorised transactions and personalised interest rates based on credit assessment. Combine those with 24/7 private banking support and you’ve got a dependable financial tool for everyday life and travel.
Travel benefits and lifestyle perks
Cardholders receive complimentary lounge access, including up to 12 visits to Bidvest Lounges and unlimited use of select lounges at airports like OR Tambo. Travel insurance is automatically included when you buy tickets with the Standard Bank Platinum Credit Card, giving essential cover for common travel incidents.
Extra discounts sweeten the deal: up to 35% off Emirates flights via the Leisure Desk, Hertz car-rental savings and perks, cinema offers at Ster-Kinekor, and wine discounts through partnered clubs. For regular travellers, these savings quickly repay the card fees.
Costs, eligibility and how to apply
Understand the fees before applying: an initiation fee applies on account opening, monthly service and card fees are charged, and ATM and over-the-counter withdrawal fees vary. The Standard Bank Platinum Credit Card is not free, but the value in lounges, insurance and rewards can outweigh costs for frequent flyers.
To qualify you must be over 18 and meet the income threshold (check current requirement, typically around R58,000 monthly) and submit payslips, recent bank statements and proof of residence. Apply online via Standard Bank’s website, visit a branch with your documents, or call the contact centre to start. If you travel a lot and want a robust, reward-rich card, the Standard Bank Platinum Credit Card is worth evaluating.