Amex Gold Card South Africa maximise rewards, travel cover and Nedbank perks
Earn Membership Rewards on every R5 spent, enjoy up to R1 million travel cover and exclusive Nedbank perks with the Amex Gold Card in South Africa
Why choose the Amex Gold Card in South Africa
The Amex Gold Card combines a rewarding Membership Rewards programme with practical Nedbank perks suited to everyday life in South Africa. Cardholders earn points on every R5 spent, making regular shopping, fuel and travel spend work harder for you.
With local support via Nedbank branches and online banking, the American Express Gold product is easy to manage. The card’s travel cover up to R1 million and straightforward fraud protection make it a smart choice for frequent travellers and families alike.
Rewards, points and how to redeem
Membership Rewards points accumulate quickly: earn points on every swipe and redeem for flights, accommodation or statement credits. Keeping a high points balance is handy for local flights, car hire and even shopping vouchers with Amex partners in South Africa.
Redemption options are flexible and transparent, with clear transfer partners for travel and lifestyle perks. Optimise your Amex Gold Card by putting regular bills and grocery spend on the card to maximise points per R5 spent and reduce out-of-pocket costs for travel.
Travel cover, insurance and security
The Amex Gold Card offers travel insurance through the Nedbank partnership with cover up to R1 million on qualifying trips. Buying your flight with the card typically activates the travel cover, which includes emergency medical, baggage and travel delay benefits tailored for South African travellers.
Security is a priority: the card includes fraud protection and contactless payments for fast, secure purchases at local stores and abroad. If something goes wrong while overseas, 24/7 support from Amex and Nedbank ensures you get prompt assistance, locally and internationally.
Costs, eligibility and local application tips
Fees are competitive for the value delivered: the Amex Gold Card has modest initiation and monthly service fees, plus a clear interest rate structure. Be aware of cash withdrawal fees and foreign transaction charges so you can plan larger purchases or overseas spending accordingly.
To apply, you’ll need proof of ID, recent payslips or bank statements and to meet the minimum income requirement commonly used in South Africa. Visit a Nedbank branch or apply online via Nedbank or American Express South Africa to compare limits, supplementary cards and sign-up offers before deciding.