ABSA Student Credit Card for South African Students Zero Fees, Rewards and R1.5m Travel Cover
ABSA Student Credit Card gives South African students zero monthly fees, up to 57 interest-free days, rewarding cashback and R1.5m travel cover for campus life and trips abroad
Overview of the ABSA Student Credit Card
The ABSA Student Credit Card is built for South African students who want practical credit without monthly account fees. With up to 57 interest-free days, contactless payments and R1.5m travel cover, the ABSA Student Credit Card balances everyday campus spending and travel peace of mind.
Zero monthly fees and clear online management via the ABSA app make this student credit card an attractive choice for learners managing tight budgets. The card also helps you start building a credit profile early, which is handy when you finish varsity and need higher limits or a car finance deal.
Rewards, Insurance and Digital Perks
The ABSA Student Credit Card earns rewards and cashback with partner merchants common to student life, such as grocery and petrol retailers, streaming and travel sites. Earning ABSA Rewards on everyday taps means students get extra value from meals, textbooks and weekend outings.
Beyond rewards, the card includes R1.5m basic travel cover for international trips and 90 days of automatic basic travel insurance for holidays. The ABSA app adds features like instant card blocks, daily transaction alerts and easy payments to keep your account secure and under control.
Who Qualifies and How to Apply
To qualify for the ABSA Student Credit Card you typically need to be 18 to 30 years old, be registered full-time at a SAQA-recognised university or FET college and show a regular income or allowance of at least R800 per month. Bring your South African ID, proof of residence and proof of income or allowance when you apply.
Applications can be completed online via ABSA’s digital channels, at campus bureaus or in branch. Decision times are usually quick for eligible students, and the process is straightforward — making the ABSA Student Credit Card an easy option for first-time credit users in South Africa.
Smart Use and Building Good Credit
Use the ABSA Student Credit Card to benefit from up to 57 days interest-free on purchases by paying the statement balance on time. Set sensible spending limits, enable SMS or app alerts, and avoid only paying minimums to keep costs down and build a healthy credit score.
Graduating students who have managed their ABSA Student Credit Card responsibly often find it simpler to access higher limits or other ABSA products later on. Compare features, read the terms for fees outside the zero-monthly-fee benefit, and apply via ABSA online or at your local branch to start enjoying the card’s rewards and protection.