Absa Premium Credit Card with Bidvest Airport Lounge Access 1.5% Cashback and Travel Cover for South African Travellers

Why Absa Premium Credit Card stands out for South African travellers

The Absa Premium Credit Card is built for the South African traveller who wants more than just plastic in their wallet. With Bidvest Airport Lounge access, 1.5% cashback on purchases and travel cover included, this card blends convenience, comfort and protection for every trip around the country and beyond.

Designed with local needs in mind, the card supports contactless payments for small everyday buys and gives priority benefits that make travel less stressful. If you fly often from OR Tambo, Cape Town or King Shaka, the lounge access and travel cover are real game changers.

Rewards, cashback and Bidvest Airport Lounge access

As part of the Absa Rewards Programme you earn up to 1.5% cashback on qualifying spend, turning everyday purchases into savings. The cashback is straightforward to redeem and complements seasonal partner deals that Absa runs locally, boosting value for frequent spenders.

Premium cardholders receive complimentary Bidvest Airport Lounge visits: typically four domestic and two international per year. Lounge access paired with concierge services gives travellers a calmer airport experience, with refreshments, Wi-Fi and a quiet space to work or relax before flights.

Fees, limits and travel cover explained

Understand the costs: an initiation fee of R166.45 applies, followed by a monthly service and account fee (R27.00 and R53.00 respectively), and an annual interest rate around 20.75% depending on your profile. ATM and over-the-counter cash withdrawals carry separate fees that are clearly disclosed on your statement.

The card includes basic travel cover for medical emergencies, lost baggage and trip interruptions, giving South African travellers peace of mind when travelling locally or abroad. Purchase protection for 90 days on card purchases adds another layer of security for higher-value items.

How to apply, eligibility and tips to maximise benefits

To apply you need to be at least 18 years old with a minimum monthly income (commonly R25 000), and provide an RSA ID, recent proof of residence and three months’ payslips. Apply via Absa’s website, phone or branch for a quick screening and tailored approval process.

Maximise your Absa Premium Credit Card by using secure digital wallets, keeping an eye on partner promotions and concentrating larger purchases during bonus periods to lift your 1.5% cashback returns. Treat the card as a travel companion: use lounge visits, concierge and travel cover to reduce stress and save money on every trip.