Amazon Prime Visa Review 2023, 5% Back, No Foreign Fees, Solid Travel Protections

Rewards & Redemption

The Amazon Prime Visa is built around one clear strength: 5% back on Amazon.com, Amazon Fresh and Whole Foods purchases for Prime members. That consistent cashback rate makes the Amazon Prime Visa one of the best credit cards for frequent Amazon shoppers, with extra rotating deals and occasional increased categories that boost value throughout the year.

Rewards are flexible and easy to use — redeem cashback directly at checkout on Amazon, convert points to statement credits, deposit into an eligible bank account, or book travel through Chase Travel. This range of options means your Amazon Prime Visa rewards work the way you want, whether you want immediate savings or travel value down the road.

Fees & APR

There’s no annual fee for the Amazon Prime Visa itself, but a Prime membership is required to get the full 5% back; Prime currently runs $139 per year for most U.S. customers. One of the standout features for frequent travelers is that the card charges no foreign transaction fees, so you won’t pay extra when you swipe abroad.

Interest rates and fees can still add up if you carry a balance — typical ongoing APRs vary by creditworthiness, and balance transfer or cash advance terms apply. Consider the Prime membership cost against your Amazon and Whole Foods spend to decide if the 5% back outweighs the annual Prime fee for your wallet.

Travel Protections & Additional Perks

Beyond cashback, the Amazon Prime Visa includes solid travel protections tailored for everyday travelers and Prime shoppers. Cardholders often find benefits like trip delay and baggage protection when airfare or eligible travel is purchased with the card; check Chase’s card terms for full coverage details and claim requirements.

Additional perks can include purchase protections, extended warranty benefits, and exclusive Amazon offers or promotional financing on select items. Those bundled protections add practical value to the Amazon Prime Visa, especially for people who buy big-ticket items on Amazon or travel internationally without wanting extra foreign transaction fees.

Who Should Apply & Final Take

If you live in the U.S., buy regularly on Amazon or at Whole Foods, and hold a Prime membership, the Amazon Prime Visa is hard to beat for straightforward cashback. The combination of 5% back on Amazon purchases and no foreign transaction fees makes it a smart pick for Prime members who also travel or shop overseas.

Compare it to general-purpose travel cards if you need airport lounge access or premium travel insurance, but for pure Amazon cashback and flexibility, the Amazon Prime Visa delivers. Ready to get more from every Amazon purchase? Review your Prime spending, run the numbers, and consider applying for the Amazon Prime Visa to start earning 5% back today.