Westpac Airpoints Business Mastercard, Earn Airpoints Dollars and Streamline Kiwi Business Spending
Maximise Airpoints Dollars with the Westpac Airpoints Business Mastercard, earning 1 Airpoints Dollar per NZD75 on Kiwi business spend while keeping personal and company costs separate with BankLink‑ready tracking, travel and purchase cover and up to 44 interest-free days to smooth cashflow
Overview of the Westpac Airpoints Business Mastercard
The Westpac Airpoints Business Mastercard is a practical business credit card for Kiwi small-business owners who want to keep personal and company spending separate while earning rewards. It’s built for New Zealand business life: BankLink transaction data, contactless payments and integration with everyday accounting make month-end simpler.
With up to 44 interest-free days on purchases when you pay on time, the card helps manage cashflow between invoices. The card also supports additional cardholder options so staff can spend on behalf of the company while earning Airpoints Dollars on business transactions.
Earning Airpoints Dollars and Status Points
You earn 1 Airpoints Dollar for every NZD75 of eligible business spend, and Status Points accrue for qualifying purchases to move you up the Airpoints programme membership ladder. Those Airpoints Dollars are redeemable for Air New Zealand flights, upgrades and Airpoints Store purchases — handy for domestic and trans-Tasman travel.
Optimise rewards by charging regular business costs to the card: fuel, supplier purchases, travel and accommodation. Keep balances paid each month to preserve the value of rewards, since carrying a balance can negate benefits because of the purchase and cash advance rates.
Insurance, protection and business features
The card includes purchase protection and extended warranty cover on eligible items bought with the card, giving Kiwi businesses extra peace of mind for equipment and supplies. Overseas travel insurance is available when travel costs meet the minimum spend conditions, protecting owners and family on business trips.
Other practical business features include contactless payments, 24/7 card support and BankLink-ready transaction data that feeds straight to your accountant. These conveniences reduce admin time and help maintain clean records for GST and tax returns.
How to maximise value for your Kiwi business
Make the most of the Westpac Airpoints Business Mastercard by centralising regular business expenses on the card, adding an additional cardholder for team spending, and timing large purchases to clear within the interest-free period. Use Airpoints Store redemption options to stretch travel budgets or offset business trip costs.
Compare the card’s benefits against fees and rates: if you pay the balance in full each month, the rewards and insurance can deliver strong ROI for New Zealand businesses that travel or make regular corporate purchases. Apply when the card suits your cashflow and earning strategy to convert everyday Kiwi business spend into flight credits and status perks.