Stanbic IBTC Visa Platinum US Dollar Credit Card in Nigeria with 55 Days Interest-Free, Global ATM Access and Priority Pass Perks for Naija High-Flyers

Premium features for Naija high‑flyers

The Stanbic IBTC Visa Platinum US Dollar credit card delivers the kind of travel and shopping freedom Lagos and Abuja professionals expect. With up to 55 days interest-free on purchases, this Visa Platinum US Dollar Credit Card gives cardholders breathing room to manage cash flow while enjoying global perks.

Cardholders get chip and PIN security, Verified by Visa protection for online buys, and extended warranty and purchase protection for valuable items. These features make the Stanbic IBTC Visa Platinum US Dollar credit card a top pick for frequent flyers and serious shoppers across Nigeria.

Global access, lounge benefits and limits

This Visa Platinum US Dollar Credit Card offers worldwide ATM access so you can withdraw USD in major travel hubs; daily ATM limit is $1,000 and POS and web limits go up to $50,000 and $20,000 respectively. Priority Pass access to over 700 lounges (membership sold separately) turns long layovers into productive or relaxing time for Naija travellers.

Enjoy complimentary hotel benefits at select properties and free medical and legal referral services when abroad, a real safety net for Nigerians travelling for business or leisure. The combination of high transaction limits and travel protection positions the Stanbic IBTC Visa Platinum US Dollar credit card as a smart travel companion.

Costs, fees and interest explained

Fees are transparent: issuance fee N1075 and maintenance at $10.75 (VAT inclusive), international ATM withdrawals are $2.50 per transaction and interest is 2.5% per month for outstanding balances. There’s a management fee of 1% (+ VAT) at issuance, renewal and on limit increases, plus a 1% (+ VAT) penal fee on overdue amounts.

For Nigerians who use dollar accounts or receive USD payments, having a Visa Platinum US Dollar Credit Card can reduce currency conversion surprises. Compare the fees to benefits like 55 days interest-free spending and global protections to see how this card can fit your finances in Naija terms.

How to apply and local requirements

Applying in Nigeria is straightforward: maintain a minimum banking relationship (one month with Stanbic IBTC or six months with another bank), submit BVN-linked ID, proof of employment, address verification and salary domiciliation. You can also opt for a cash-backed card if you prefer secured limits.

Stanbic IBTC reviews applications quickly; once approved you start enjoying the Visa Platinum US Dollar Credit Card benefits. For busy professionals in Lagos, Port Harcourt or Kano, this card blends convenience with strong security and travel perks tailored to Naija lifestyles.