American Express Preferred Rewards Gold UK – Maximise 20,000 Points, Lounge Access and £5 Deliveroo Perks

Overview of the American Express Preferred Rewards Gold UK

The American Express Preferred Rewards Gold card in the UK is built for travellers and savvy spenders who want flexibility from their rewards. With a 20,000 Membership Rewards welcome bonus after spending £3,000 in the first three months, the Amex Preferred Rewards Gold gives a strong head start to collect points that convert into flights or hotels.

This Preferred Rewards Gold UK product earns 1 point per £1 on general spend, 2 points per £1 on airline purchases and 3 points per £1 when booking through American Express Travel. Points transfer to a range of airline loyalty programmes, making the card especially valuable for those who regularly fly with partner airlines.

Perks, lounge access and Deliveroo credit

Cardmembers benefit from two complimentary airport lounge visits per year, which adds comfort to travel across the UK and overseas. The Amex Preferred Rewards Gold also includes practical everyday perks such as £5 Deliveroo credit twice a month, helping offset the annual cost when you actually use the benefit.

Additional advantages include access to Amex Offers, purchase protection and the Plan It instalment option that spreads purchases into manageable monthly payments. These features combined with strong points earning make the card attractive for routine spending and travel-focused strategies.

Costs, fees and how to apply for Amex Preferred Rewards Gold

The first year of the American Express Preferred Rewards Gold is often offered fee-free, but the annual fee after that is typically £195. For many, the welcome bonus, Deliveroo credits and lounge access offset that cost if you maximise benefits and transfer points to airline partners smartly.

Applying is straightforward through an online eligibility check that won’t necessarily affect your credit score. Make sure you meet the spending requirement for the 20,000 points and review your monthly budget before committing, as carrying a balance can negate the rewards through interest charges.

How to maximise points and manage your Amex Preferred Rewards Gold

To squeeze the most value from the Amex Preferred Rewards Gold UK, prioritise booking flights and hotels via American Express Travel and use the card for everyday essentials to accumulate points fast. Transferring points to frequent flyer programmes at the right time can unlock high-value redemptions for long-haul flights or business class upgrades.

Manage the card through the Amex app to track points, redeem offers and control spending. American Express provides 24/7 customer support and robust fraud protection, which is reassuring when you travel. Compare this card with British Airways and Virgin Atlantic Amex options to ensure it aligns with your travel habits and maximises your rewards potential.