Bank of America Travel Rewards Card: Turn Everyday Spending into No-Annual-Fee Travel
Bank of America Travel Rewards card turns everyday purchases into 1.5 points per dollar, with no annual fee, no foreign transaction fees and flexible redemptions for flights, hotels and restaurants
Clear, no-nonsense travel rewards
The Bank of America Travel Rewards card delivers a simple earning structure: 1.5 points per dollar on every purchase, with no caps and no categories to track. For U.S. travelers who want an easy way to rack up travel credit without juggling rotating categories, this card keeps things straightforward and reliable.
There’s no annual fee and no foreign transaction fees, so you can use the card abroad without surprise charges. A popular intro offer also gives new cardholders a quick boost — typically 25,000 bonus points after meeting the initial spend requirement — which makes your first trip more affordable.
Flexible redemptions that fit real travel
Points from the Bank of America Travel Rewards card can be redeemed as statement credits for flights, hotels, car rentals and dining, making the redemption process intuitive for everyday travelers. You’re not locked into a single portal or blackout dates; simply apply points to travel purchases after they post to your account.
Bank of America customers who enroll in Preferred Rewards can boost earnings substantially — up to 75% more points depending on account balances — turning 1.5 points per dollar into a much stronger earning rate. That makes the card an especially smart pick if you already keep assets at Bank of America or Merrill.
Fees, APR and extra protections
The card’s fee profile is attractive for budget-conscious consumers: $0 annual fee and $0 foreign transaction fee help stretches travel dollars further. Introductory offers often include 0% APR on purchases and qualifying balance transfers for a promotional period, giving breathing room for big-ticket travel expenses.
Beyond fees, the Bank of America Travel Rewards card includes practical travel benefits like trip cancellation/interruption coverage and access to the Bank of America Travel Center. These protections add value that’s rare on a no-annual-fee travel card, helping protect your trips against common mishaps.
Who should apply and how to maximize value
This card is ideal for U.S. residents with good-to-excellent credit who want a low-maintenance rewards card without an annual fee. If you travel occasionally, eat out, or spend across many categories, the flat 1.5 points per dollar on the Bank of America Travel Rewards card turns everyday purchases into travel credit without extra complexity.
To get the most out of the card, combine the sign-up bonus with regular spending, enroll in Preferred Rewards if eligible, and use the travel statement credit redemption for flights or hotels to stretch each point. Applying online is fast — have your income and basic financial info ready for the best chance at approval.