St.George Unsecured Personal Loan with fixed rates and no security for $2,000 to $50,000 in Australia
St.George Unsecured Personal Loan delivering predictable fixed-rate repayments with no security, borrow $2,000 to $50,000 and choose weekly, fortnightly or monthly repayments tailored for Aussie borrowers
The St.George Unsecured Personal Loan offers Aussie borrowers a straightforward way to borrow from $2,000 up to $50,000 with predictable, fixed-rate repayments and no asset required as security. With fixed rates and flexible repayment frequencies – weekly, fortnightly or monthly – it’s built for everyday Australians who want certainty in their budgeting. This product is popular for debt consolidation, home improvements and unexpected costs.
Quick overview
The St.George Unsecured Personal Loan provides fixed interest rates so your repayments stay the same for the term, usually between 1 and 7 years. Borrowers can access amounts from $2,000 to $50,000 without putting up a car or house as security, which reduces personal risk.
Repayment options include weekly, fortnightly or monthly schedules to match pay cycles typical across Australia, and you can manage the loan via St.George internet banking or the mobile app. The simplicity of fixed-rate repayments makes it easier to plan household budgets and avoid surprises when market rates move.
Costs and key features
Typical fixed rates advertised start around competitive levels but vary by credit profile; advertised ranges often sit from the high single digits into double digits depending on circumstances. Fees include a $150 establishment fee, a $10 monthly admin fee and an early termination fee if you close the loan within the first year.
Understanding the total cost involves checking the comparison rate and the Product Disclosure Statement so you can see how interest and fees add up over the loan term. The St.George Unsecured Personal Loan also offers redraw features and options to make extra repayments, which can reduce interest paid over time.
Who qualifies and how to apply
Eligibility is straightforward for most Australian residents: applicants must be 18 or older and usually need to be an Australian citizen or permanent resident. Lenders ask for proof of income, employment details and basic living expenses to assess serviceability under responsible lending rules.
The online application takes around 15 minutes and existing St.George customers can often get quicker decisions. Have payslips, bank statements and ID ready to speed up approval and funding, which can be deposited straight into your nominated bank account once finalised.
Is this loan right for you?
The St.George Unsecured Personal Loan suits borrowers who value repayment certainty and who do not want to put up collateral. It’s a strong option for consolidating higher-interest credit cards, funding a vehicle purchase, or managing renovations without tapping home equity.
Compare the St.George Unsecured Personal Loan against other Australian personal loans and check the fine print on fees and comparison rates before applying. If you want stable monthly budgeting and no security required, consider getting a personalised quote online or speaking to a St.George adviser to confirm current fixed rates and loan terms.