ASB Visa Platinum Rewards credit card NZ for Kiwis, high points, low fees and travel insurance
Make your everyday NZ spending count with the ASB Visa Platinum Rewards credit card, earning True Rewards points, enjoying low fees and complimentary travel insurance for Kiwis
Quick local snapshot
The ASB Visa Platinum Rewards credit card is a solid pick for Kiwis who want to turn everyday NZ spending into real value. It pairs True Rewards points with contactless payment options like Apple Pay and Google Pay, making it handy for life in Auckland, Wellington or anywhere across New Zealand.
From weekly groceries to work travel, the card is designed to reward regular use while keeping charges reasonable. If you’re comparing credit card NZ offers, this one often shows up for its balance of points, perks and accessible features for local customers.
Earning points and redemption
Earn True Rewards every time you swipe: the card converts spending into points that can be redeemed as NZD-equivalent value for travel, retail vouchers or statement credit. For many Kiwis, the simplicity of one-to-one redemption makes tracking value straightforward and useful when planning trips or big purchases.
Partner offers and limited-time promotions can boost earnings, so keep an eye on ASB updates. Using the ASB Visa Platinum Rewards credit card for regular bills and groceries is the easiest way to stack up points without changing your spending habits.
Fees, travel cover and security
The card aims to offer low fees relative to similar reward cards in NZ, but always check the current annual fee and any special rates before applying. For many customers the net benefit of points plus perks outweighs modest charges, especially if you use the card regularly.
Complimentary travel insurance is a standout Kiwi-friendly benefit — useful for flights to Australia or a holiday in the South Island — and ASB includes fraud monitoring, emergency card replacement and secure digital wallet support to keep your money safe while you’re on the move.
How to apply and make it work for you
Applying online through ASB Internet Banking or their website is straightforward; you’ll need ID, proof of income and a Kiwi bank account. Approval depends on your credit history, so tidy up any outstanding balances first to improve your chances.
To maximise value, treat the ASB Visa Platinum Rewards credit card as a primary everyday payment tool: pay the balance on time to avoid interest, redeem points regularly for travel or cash value, and watch for partner promotions to amplify your True Rewards earnings.