Save a packet with Bankwest Breeze Classic Mastercard 12-month 0% and low balance transfer fees

The Bankwest Breeze Classic Mastercard is a straightforward, low-cost credit card aimed at Aussies who want to cut interest costs and tidy up debt without fuss. With a 12-month 0% interest offer on purchases and balance transfers, plus a modest ongoing rate, it’s built for people who want clear savings and an easy-to-manage card.

Why this card suits everyday Australians

Many Australians look for a credit card that doesn’t sting with hidden fees — the Bankwest Breeze Classic Mastercard delivers a simple fee structure and practical perks. It’s a sensible pick for shoppers, students or anyone consolidating debt who needs breathing room from interest.

Local support and clear terms make it attractive too; you won’t find reward point gimmicks here, just a reliable low-cost credit option that focuses on saving you money. That down-to-earth approach is exactly what plenty of Aussies want from a credit card.

12 months 0% on purchases and balance transfers

The headline is the 0% p.a. interest on purchases and balance transfers for 12 months — perfect if you have a big purchase or want to move a balance from a high-interest card. Use the zero-interest period to pay down the principal without interest compounding.

Plan your repayments across the 12 months to maximise savings; paying off non-discretionary purchases during the interest-free window helps avoid carrying a balance once standard rates apply. The Bankwest Breeze Classic Mastercard makes that planning straightforward.

Low 2% balance transfer fee and ongoing rate

There’s a 2% balance transfer fee, so moving $5,000 would cost $100 up-front — still often cheaper than months of high interest on other cards. Factor that fee into your maths, but for many, the fee is outweighed by the interest saved during the 12 months.

After the intro period the ongoing rate sits at 12.99% p.a., which compares favourably with many standard credit card rates in Australia. If you can’t clear the full balance in 12 months, the lower ongoing rate helps keep long-term costs down compared with higher-rate alternatives.

How to apply and tips to get the most from the card

Applying for the Bankwest Breeze Classic Mastercard is done online — have your ID, payslips and ABN (if you’re a contractor) ready. Eligibility checks are standard, so ensure your income and living-cost info are up to date to speed approval.

To make the most of the card: prioritise paying down balances during the 0% period, avoid new high-cost borrowing, and compare this card against other offers if you need a longer interest-free term. For many Aussies, the Breeze Classic Mastercard is a practical, low-cost tool to save on credit card costs.