Stanbic IBTC Visa Gold Dollar Card 55-Day Interest Free, Global ATM Access and Exclusive Nigerian Deals
Get 55-day interest-free purchases, USD convenience and global ATM access with the Stanbic IBTC Visa Gold Dollar Card, plus exclusive Nigerian deals for travel, dining and everyday spending
Key benefits that matter
The Stanbic IBTC Visa Gold Dollar Card brings real value for Nigerians who travel or transact in USD. With a 55-day interest-free purchase window, you get breathing room to manage cashflow without immediate charges, ideal for business trips from Lagos to London or weekend plans in Abuja.
Cardholders enjoy global ATM access, chip-and-PIN security and Verified by Visa protection for online buys. Having a USD-denominated Stanbic IBTC credit card simplifies foreign currency spending and helps avoid multiple conversions when you use ATMs or pay hotels abroad.
Security and travel perks
Security is tight with chip-and-PIN tech and 24/7 fraud monitoring, so you can use the Visa Gold Dollar Card with confidence. Stanbic IBTC also links card activity to alerts and internet banking, allowing quick blocks or disputes if anything looks off.
Travel benefits include partner discounts on car hire and hotels, plus international concierge support. For frequent flyers from Nigeria, the USD billing and global ATM access reduce hassles—withdraw in dollars or pay merchants without juggling exchange rates.
Costs, limits and transparency
Understand fees before you apply: issuance and maintenance fees apply, plus a monthly interest rate if balances carry past the 55-day grace. International ATM withdrawals and management charges are transparent on your card agreement, so you can plan withdrawals in line with the international ATM daily limits.
Daily and annual limits protect you and the bank—local withdrawals in naira, card spending caps, and international transaction ceilings keep exposure manageable. The Stanbic IBTC Visa Gold Dollar Card spells out penalties and VAT upfront, which is important for budgeting and avoiding surprises.
How to apply and use smartly
Applying is straightforward: provide a valid ID, proof of employment, BVN and salary information, and maintain a banking relationship as required. You can apply at a Stanbic IBTC branch in Lagos or via internet banking—salary domiciliation makes approval smoother for many applicants in Nigeria.
To get the most from your Stanbic IBTC Visa Gold Dollar Card, use the 55-day interest-free window by paying the statement balance on time, enable alerts, and set internet banking auto-pay if you can. Take advantage of local and international cardholder discounts to make everyday spending more rewarding.