American Express Platinum with Nedbank Premium perks, lounge access, travel cover and low-interest transfers for South Africans

Premium perks that matter to South Africans

The American Express Platinum card issued with Nedbank blends top-tier lifestyle benefits with local convenience. Cardholders enjoy Bidvest Premier lounge access at major South African airports, Hertz #1 Club Gold car-rental perks and a rewards programme that gives one point for every R5 spent, keeping value in every rand.

Beyond points, the Platinum Credit Card includes comprehensive travel cover up to R4 000 000 when flights are paid with the card, plus payment protection up to R150 000. For frequent travellers and upgraders, these benefits convert into real savings and stress-free journeys across local and international trips.

Low-cost balance transfers and practical savings

If you carry high-interest debt on multiple cards, the Nedbank American Express Platinum balance transfers option is a strategic move. Take advantage of an introductory 9.90% interest rate for the first six months to consolidate store and credit-card debt, reducing monthly interest and helping you get ahead financially.

Alongside the transfer offer, transaction fees are transparent: initiation fee R189.65, monthly maintenance R54 and service fee R23. International transactions incur a 2% currency conversion charge, while cash withdrawals carry small ATM or over-the-counter costs. These figures make it straightforward to plan repayments.

How to apply and who qualifies

Applying for the American Express Platinum with Nedbank is simple if you meet the basic requirements: minimum annual income of R200 000 and being at least 18 years old. Nedbank performs a standard credit assessment, so clear payslips or bank statements from the last three months are essential.

Self-employed applicants should supply an accountant’s letter. You can apply at any Nedbank branch, online via Nedbank’s application portal or by phoning customer service — a practical route for busy South Africans who want speedy approval and clear next steps.

Why the Platinum Credit Card is a smart choice

This card suits people who value travel comfort, rewards and a tool for debt management. Lounge access, travel insurance up to R4 million, Hertz benefits and a competitive balance-transfer rate provide both lifestyle uplift and financial utility — all tailored to South African needs and spending patterns.

Compare your options and decide based on how often you travel and how much you spend monthly. If you routinely fly, rent cars, or want to consolidate debt into a lower-cost facility, the American Express Platinum with Nedbank delivers tangible returns. Apply today or visit your nearest Nedbank branch to check eligibility and start earning points on every rand spent.