CommBank Low Rate Credit Card 0% for 3 Months, Just $72 p.a., Up to $240 Cashback and App Security
CommBank Low Rate Credit Card lets Aussies spread big buys at 0% for 3 months, lock and limit spending via the app and snag up to $240 cashback for just $72 p.a.
Overview of the CommBank Low Rate Credit Card
The CommBank Low Rate Credit Card is built for Aussies who want straightforward savings and solid security without a hefty annual fee. With a $72 p.a. charge and an introductory 0% on purchases for three months, it’s ideal for spreading the cost of big buys like furniture or flights interest-free.
This card balances everyday value with modern control. You get up to $240 cashback when you meet the qualifying spend, plus access to NetBank and the CommBank app so you can manage spending, view statements and avoid surprises.
Save on Interest and Maximise Cashback
One of the main draws of the CommBank Low Rate Credit Card is the 0% p.a. on purchases for the first three months, which gives you breathing room for large or unexpected expenses. After the intro period, the card carries a competitively low ongoing rate, helping minimise finance charges if you occasionally carry a balance.
To make the most of the up to $240 cashback, plan your repayments and timed purchases within the promotional window. The CommBank Low Rate Credit Card rewards disciplined use — meet the spend criteria, and everyday shopping effectively reduces your net costs.
App Control, Lock Features and Fraud Protection
Security is a standout for the CommBank Low Rate Credit Card. Through the CommBank app or NetBank you can lock, block or limit certain transaction types, set instant push notifications and freeze your card if it goes missing — perfect for busy Aussies on the go.
On top of that, the card supports digital wallets like Apple Pay and Google Pay and benefits from advanced fraud detection. Real-time alerts and biometric authentication mean the CommBank Low Rate Credit Card keeps your payments safe while making spending simple.
Who Should Apply and How to Get Started
The CommBank Low Rate Credit Card suits savvy savers and shoppers who value low fees and clear security tools. It’s a smart pick for anyone planning a one-off large purchase, paying down a balance with lower interest, or aiming to earn cashback on regular spending.
Applying is straightforward via the CommBank app or NetBank — fill in your personal and income details and get a quick decision. If you want to compare offers, consider how the $72 p.a., the 0% for three months and up to $240 cashback align with your budget before you apply.