ALAT Visa Signature Card for Naija VIPs with Lounge Access, Travel Insurance, 24/7 Concierge and Exclusive Hotel Perks
ALAT Visa Signature brings Naija VIPs premium lounge access, comprehensive travel insurance, 24/7 concierge and exclusive hotel perks across Nigeria and beyond

Premium travel perks and lounge access
The ALAT Visa Signature Card delivers clear value for frequent flyers from Lagos, Abuja and beyond. Cardholders get six complimentary LoungeKey visits a year and a guest entry each time, giving Naija VIPs calm before departures at major airports like Murtala Muhammed and Nnamdi Azikiwe.
Access to global lounges and priority services not only saves time but elevates the travel experience. For business travellers and holidaymakers in Nigeria, the ALAT Visa Signature Card turns long waits into restful, productive moments.
Comprehensive travel insurance and security
Travel with confidence: the ALAT Visa Signature Card includes comprehensive travel insurance covering cardholder, partner and dependents up to age limits commonly accepted in Nigerian policies. Medical emergencies, trip cancellation and lost baggage protections are part of the package.
Security features such as Zero Liability for fraud, real-time transaction alerts via the ALAT app and chip-and-PIN protection reduce exposure to unauthorised charges. These safeguards are designed for everyday Nigerian life and overseas trips alike.
24/7 concierge, hotel perks and curated experiences
The 24/7 concierge service that comes with the ALAT Visa Signature Card handles reservations, event access and personalised requests—perfect for busy Naija professionals who value time. Think last-minute table bookings in Victoria Island or priority event tickets in the city.
Exclusive hotel benefits include preferential rates and VIP upgrades at participating properties worldwide. For those who travel for work or leisure, these perks translate into real savings and premium stays across West Africa and international destinations.
Fees, rewards, application and why it fits Naija lifestyles
Understanding costs matters: the ALAT Visa Signature Card structure includes competitive APRs, an annual fee and ATM/cash advance charges typical of premium cards in Nigeria. The rewards programme helps offset costs by converting everyday spend—fuel, groceries, flights—into redeemable points.
Applying is straightforward via the ALAT app or a branch; digital document uploads and instant status updates suit the on-the-go Nigerian consumer. The card’s mix of lounge access, insurance, concierge and hotel perks makes it a strong contender for Lagos-based executives, expatriates and frequent travellers.
The ALAT Visa Signature Card is engineered for Naija VIPs who expect more than basic plastic—combining travel comforts, robust protection and digital ease. Use the ALAT app to track spending, activate benefits and manage alerts in naira, with local customer support that understands market realities.
Ready to upgrade your wallet? Compare benefits, check eligibility on the ALAT website and apply online to start enjoying lounge access, travel insurance, concierge services and exclusive hotel offers tailored for Nigeria. The ALAT Visa Signature Card is more than credit; it’s a lifestyle upgrade for anyone serious about travel, security and VIP treatment.