FirstBank Visa Infinite is Naija’s Go-To High-Limit Credit Card for Affluent Executives

FirstBank Visa Infinite is the high-limit credit card many affluent executives in Naija choose when they want purchasing power, global acceptance and premium travel perks. This USD-backed Visa Infinite blends local convenience with international privileges, giving Lagos-based CEOs and expatriates the flexibility they need for business and leisure. For anyone managing large corporate expenses or frequent international travel, the FirstBank Visa Infinite offers security, concierge service and credit lines that match a high net worth lifestyle.

Top benefits and credit limits

The FirstBank Visa Infinite comes with a default USD-backed credit limit that starts high and can be increased for qualifying clients. Cardholders get generous daily and monthly transaction limits suitable for executive spending, from airport transfers to hotel blocks and business purchases across borders.

Beyond limits, the card includes 24/7 concierge, access to global airport lounges and premium travel protections. These features make the Visa Infinite a true high-limit credit card in Nigeria, tailored for professionals who demand reliable cross-border payment capability and fast emergency support.

Travel perks, concierge and fraud protection

When you travel out of Naija, the FirstBank Visa Infinite keeps you covered with priority lounge access, travel insurance and emergency cash support. The Visa Infinite concierge helps with reservations, last-minute itinerary changes and exclusive experiences—handy for frequent flyers between Lagos, London and Dubai.

Security is tight: EMV chip technology, Verified by Visa and proactive fraud monitoring protect transactions. If a card is lost or compromised, emergency replacement and MoneyGram/Western Union cash advances minimise disruption, a must-have for busy executives on the go.

Eligibility, collateral and pricing

This card is invitation-only for high net worth individuals and senior executives in Nigeria, with a collateral requirement typically set at 120% of the credit limit in USD, GBP or EUR fixed deposits. That USD-backed structure helps preserve international purchasing power against naira volatility.

Fees reflect the premium offering: an annual membership and maintenance cost, modest transaction fees and a clear interest policy on outstanding balances. For many affluent clients, the combination of high limits and premium services offsets the membership fees, especially for corporate spenders and frequent travellers.

How to apply and who should get it

Eligible customers usually receive a personal invitation from FirstBank; once invited, visit a branch in Lagos, Abuja or Port Harcourt to complete the paperwork. Relationship managers guide documentation, deposit of collateral and activation—making the process straightforward for busy executives.

The FirstBank Visa Infinite is ideal for Naija’s top executives, company owners and high net worth individuals who need a reliable USD-backed high-limit credit card with global acceptance. If you run frequent cross-border transactions, travel regularly or want premium lifestyle benefits, this Visa Infinite is built to match your financial rhythm.