FNB Petro Credit Card Review for South Africans, Petrol Perks, AA Assist, Fees and Online Application Tips
Make the most of the FNB Petro Credit Card with petrol perks, AA Assist cover, a clear breakdown of fees and quick online application via the FNB app
Why the FNB Petro Credit Card stands out in South Africa
The FNB Petro Credit Card is built for motorists who want straightforward petrol perks and practical cover like AA Assist. From everyday fill-ups to managing a fleet for work, this card is tailored to how South Africans spend on fuel and motoring expenses.
Linking the FNB Petro Credit Card to your existing FNB credit account keeps your statements tidy and lets you track petrol spend separately. The card’s design emphasises ease: use the FNB app to monitor transactions, block cards and view AA Assist benefits without a trip to a branch.
Petrol perks, AA Assist and cost control
Petrol perks are the headline: frequent petrol purchases earn you predictable rewards and easier bookkeeping for business or household travel. The FNB Petro Credit Card focuses benefits on fuel transactions, helping drivers squeeze more value from each visit to the forecourt.
AA Assist provides roadside help that’s genuinely useful when you’re stuck on the N1 or commuting in Jozi. Combine that peace of mind with spending controls in the banking app and you’ve got a card that helps avoid nasty surprises on your monthly statement.
Fees, delivery and documents you need
Understanding fees is key before you apply — the FNB Petro Credit Card typically carries a standard credit-card fee structure, including interest on revolving balances and possible transaction fees for cash advances. Check the FNB pricing guide in the app for the exact rand amounts so you aren’t caught off guard.
Card delivery is straightforward: free courier delivery is offered to most South African addresses, or you can request expedited delivery for a fee. Have your Smart ID or ID book, proof of residence and recent payslip ready to speed up approval and courier verification.
How to apply online and tips to get approved
Applying for the FNB Petro Credit Card via the FNB app is the quickest route — existing FNB customers can add the card in minutes and opt to link it to an existing credit facility. New customers can start their application online and finish it at a branch if necessary.
Tips to boost approval: keep three months of bank statements handy, ensure your credit profile is up to date, and declare accurate income in rand. If you want faster processing, use the app’s document upload feature and opt for electronic delivery notifications.