Lime Loans South Africa Trusted Short-Term Payday Loans, National Credit Act Compliant, Same-Day Payouts from R300 to R5 400
Lime Loans South Africa delivers fast, National Credit Act-compliant payday loans with same-day EFTs from R300 to R5 400, transparent fees, flexible repayment terms and loyalty discounts
Why choose Lime Loans South Africa
Lime Loans South Africa is a trusted provider of short-term loans and payday loans across ZA, compliant with the National Credit Act and regulated by the NCR. With clear terms, transparent fees and same-day EFTs for approved applications, Lime Loans gives fast, legal access to cash from R300 to R5 400 when you need it most.
The brand emphasises responsible lending, competitive interest rates and a straightforward online application process. Repeat customers benefit from the Lime Loyalty Program, which can reduce interest charges for on-time repayments and improve affordability.
Products and costs
Lime Loans offers short-term loans ranging from R300 to R5 400 with flexible repayment terms from days up to several weeks. The pricing is upfront: interest, an initial fee and a standard R69 monthly service fee are shown before you sign, so you know exactly how much to repay.
Using the Lime loan calculator helps estimate total cost and monthly impact so borrowers can choose suitable terms. Transparent pricing and National Credit Act compliance make Lime Loans South Africa a viable option for small emergency credit needs between paydays.
How to apply and get same-day EFTs
Applying is fully online and optimised for mobile: create a profile, upload ID and bank details, and submit a payslip if required. Once verified and approved before 14:00 on a business day, funds are sent via same-day EFTs to most South African bank accounts.
Typical applicants need stable income and a bank account; the process is quick for returning customers and streamlined for first-timers. Lime Loans South Africa keeps the steps simple so you can access payday loans swiftly without unnecessary paperwork.
Repayment, loyalty and customer support
Repaying a Lime loan is easy through the website or bank transfer; early repayment is allowed and may save on interest. Timely repayments build history with Lime Loans and can unlock the Lime Loyalty Program that offers up to 50% off interest for qualifying repeat borrowers.
Customer support is available via phone and email during business hours for queries about balances, extensions or disputes. Lime Loans South Africa advises responsible borrowing and offers budgeting tips to avoid rollover debt and manage short-term loans safely.