Virgin Atlantic Reward Credit Card for UK Travellers, No Annual Fee and 0.75 Virgin Points per £1

Why the Virgin Atlantic Reward Credit Card works for UK travellers

The Virgin Atlantic Reward Credit Card is aimed squarely at frequent fliers and regular spenders in the UK who want to collect Virgin Points without paying an annual fee. With 0.75 Virgin Points per £1 on general spending and double points on Virgin flights and holidays, the card makes everyday purchases contribute to future travel.

There’s no annual fee to worry about, so the card can sit in your wallet without costing you each year while still earning points. Keep in mind the representative APR of 22.9% variable if you carry a balance, so it’s best used with regular monthly repayments.

Rewards, lounge access and the companion ticket

Key perks of the Virgin Atlantic Reward Credit Card include access to Virgin Money lounges, 0.75 Virgin Points per £1 on standard spend and double points for Virgin bookings. If you hit the £20,000 annual spend threshold you can earn a companion ticket or an upgrade, a real draw for couples and those who travel frequently.

Points are flexible and redeemable on flights, holidays and partner offers, but they do expire so tracking your balance is important. The Virgin Money app makes it simple to monitor points, claim rewards and manage account activity from your phone.

How to maximise value from your Virgin Atlantic Reward Credit Card

To get the most from the Virgin Atlantic Reward Credit Card, use it for regular bills and subscriptions you would pay anyway to build points without extra spend. Focus spend in categories where you earn double points, like Virgin Atlantic flights and Virgin Holidays, especially when planning larger trips.

Pair the card with seasonal promotions and partner offers to accelerate your points balance, and set up direct debits to avoid late payments and interest charges. If you aim for the companion ticket, plan annual big-ticket purchases across the same 12 month period to reach the £20,000 target.

Applying, alternatives and final considerations

Applying for the Virgin Atlantic Reward Credit Card is straightforward via Virgin Money’s eligibility checker, which gives an indication of approval chances without impacting your credit score. Compare alternatives too, such as cards with higher earn rates or welcome bonuses if you prefer an immediate incentive over no annual fee.

For UK travellers who value straightforward rewards, lounge access and the chance of a companion ticket, the Virgin Atlantic Reward Credit Card is a solid no annual fee option. Weigh the 22.9% representative APR and the £20,000 spend requirement against your typical yearly expenditure to decide if it truly fits your travel and finance goals.