Rack Up Airpoints Dollars with the Air New Zealand Airpoints Platinum Visa, Kiwis’ Ticket to Lounge Life and Koru Perks

Overview and earning potential

The Air New Zealand Airpoints Platinum Visa is a top pick for Kiwis who want to turn everyday spending into travel, offering a strong Airpoints Dollars earn rate and useful Status Points. With typical earn rates that reward grocery runs, petrol and online shopping, the card makes it straightforward to build Airpoints Dollars toward flights or items from the Airpoints Store.

For many New Zealand travellers the appeal is clear: earn Airpoints Dollars on every purchase and accelerate rewards when you book directly with Air New Zealand or use select partners. The card’s blend of regular Airpoints Dollars accrual and occasional bonus earning promotions makes it one of the better airline rewards cards in Aotearoa.

Travel perks Kiwi travellers value

Cardholders benefit from Koru membership discounts, occasional lounge access and complimentary overseas travel insurance when trips are paid with the Air New Zealand Airpoints Platinum Visa. These advantages give peace of mind on family holidays or business trips, covering medical emergencies and travel disruptions when conditions are met.

Two complimentary lounge passes can be earned through annual spend thresholds, while Koru discounts reduce the cost of full lounge membership for frequent flyers wanting priority check-in, boarding and baggage allowances. For many Kiwis, those lounge moments before a flight make a real difference to the travel experience.

Additional features, fees and value

The Air New Zealand Airpoints Platinum Visa also offers Visa Platinum Concierge, Airpoints Dollars Advance and balance transfer options, adding practical value beyond travel perks. There’s an annual fee to consider, so weigh your typical spend versus how quickly you’ll recoup the cost through earned Airpoints Dollars and benefits.

Interest rates on unpaid balances and eligibility conditions should factor into your decision; however, if you fly often or can concentrate spend on the card, the Air New Zealand Airpoints Platinum Visa can deliver strong return in Airpoints Dollars and Status Points. Compare the annual fee and extras to similar Kiwibank offers to be certain it suits your personal finances.

How to apply and who it suits

Applying is straightforward via Kiwibank’s website or at a local branch: you’ll need to meet age, residency and income criteria to be approved for the Air New Zealand Airpoints Platinum Visa. Keep tax residency and credit history in mind, and have documentation ready to speed up the process.

This card suits Kiwis who prioritise travel rewards, airport lounge access and insurance cover on overseas trips; if you regularly spend on flights, accommodation or everyday essentials, the Air New Zealand Airpoints Platinum Visa can fast-track Airpoints Dollars and Status Points. Check current product terms and promotions before applying to maximise the card’s value.