ANZ Airpoints Visa Credit Card NZ Maximise Airpoints from Everyday Spending
Turn everyday Kiwi spending into Airpoints Dollars with the ANZ Airpoints Visa for flights, upgrades and travel rewards
Why Kiwis pick the ANZ Airpoints Visa Credit Card
The ANZ Airpoints Visa Credit Card is a practical choice for New Zealanders who want everyday spending to chip in towards flights and upgrades. With straightforward earn rates and Airpoints Dollars that don’t expire, this card suits regular travellers and families saving for getaways around Aotearoa and beyond.
Local features like contactless payments, an easy ANZ app and compatibility with Air New Zealand redemptions make using the ANZ Airpoints Visa simple. Kiwis who pay groceries, fuel and bills on the card will steadily build Airpoints Dollars while keeping household finances under control.
Key features, costs and earning structure
The card earns Airpoints Dollars on eligible spend, with a clear purchase rate and a modest annual fee. Interest rates apply if you carry a balance, so taking advantage of the 44 interest-free days is essential to keep costs down. Check ANZ for the latest rates and terms before applying.
Other practicalities include a minimum credit limit, cash advance terms and online account management. These features combined with the earn structure mean the ANZ Airpoints Visa Credit Card is competitive for Kiwis who value travel perks and predictable fees.
How to apply and what documents you need
Applying for the ANZ Airpoints Visa Credit Card in New Zealand requires proof of income, identification and residency status. Typical documents include payslips, bank statements, a valid NZ driver licence or passport and proof of address. Self-employed applicants should provide tax returns and financial statements.
ANZ assesses income, expenses, existing debts and credit history, so having up-to-date paperwork speeds up approval. Use ANZ’s online checklist and pre-application tools to confirm eligibility and avoid surprises during the application process.
Smart ways to boost Airpoints and avoid interest
To max out Airpoints Dollars, charge everyday essentials—fuel, groceries, subscriptions and travel bookings—to the ANZ Airpoints Visa Credit Card and pay the balance in full each month. Setting up direct debits and using the ANZ app for alerts helps you never miss a payment and keeps interest at bay.
Combine card use with occasional larger purchases or work travel to accumulate points faster, then redeem Airpoints for flights, upgrades or travel extras. Keep an eye on promotional earn rates and partner offers from Air New Zealand to increase value from your spending.