Citi Premier Credit Card Australia: Score 200,000 Bonus Points, Priority Pass Lounge Access and Travel Perks
Maximise your Citi Premier Credit Card Australia benefits by converting 200,000 bonus points into flights, The Iconic and JB Hi‑Fi vouchers plus two Priority Pass lounge visits while keeping fees low
Key perks and welcome offer
The Citi Premier Credit Card Australia delivers a standout welcome offer: up to 200,000 bonus points that you can convert to Velocity points or redeem with partners like The Iconic, JB Hi‑Fi, Bunnings, Coles and Woolworths. These points give great flexibility, letting you snag flights, vouchers or big-ticket items without fuss.
With the Citi Premier Credit Card Australia you also get two complimentary Priority Pass lounge visits per year, making short domestic hops and international transits more comfortable. The card’s concierge and travel insurance add real value for the frequent flyer and the occasional holidaymaker alike.
Costs, fees and spending thresholds
The first-year annual fee sits at AUD 150, then reverts to AUD 300 unless you meet the spend threshold of AUD 48,000 per year to keep the lower fee. It’s important to run the numbers on your household spend to see if you can realistically retain the AUD 150 fee each year.
Also factor in the foreign transaction fee of 3.4% on overseas and foreign-currency purchases. Interest rates and cash advance fees apply as usual, so the Citi Premier Credit Card Australia is best suited to cardholders who pay balances in full and leverage rewards rather than carry debt.
How to maximise points and redemptions
To squeeze the most from the Citi Premier Credit Card Australia, consolidate regular bills, groceries and recurring subscriptions on the card to accelerate points accumulation. Transferability to airline programs such as Velocity Frequent Flyer and KrisFlyer makes it simple to book award seats across different carriers.
Targeted redemptions—like converting bonus points into The Iconic or JB Hi‑Fi vouchers—can deliver strong value per point. Keep an eye on Citi promotions and partner offers to boost return on spend, and use the card for major purchases when bonuses are available.
Travel perks, protections and final take
Beyond points, the Citi Premier Credit Card Australia includes travel insurance, purchase protection and that handy Priority Pass access for two lounge visits annually. For business travellers and families who travel occasionally, these extras can offset the annual fee quickly.
Overall, the Citi Premier Credit Card Australia is a compelling option if you can meet spending habits that justify the fee and avoid interest charges. If you want flexible points, strong partner redemptions and a couple of lounge visits a year, this card is well worth a closer look.