ANZ Cashback Platinum Card NZ: Turn Everyday Spending into Cashback, 55 Interest-Free Days and Platinum Perks
Make every NZ$ count with the ANZ Cashback Platinum Card NZ, a top cashback credit card in NZ giving $1 back per $120 spent, 55 interest-free days and platinum perks like travel cover and concierge
Smart cashback that fits Kiwi life
The ANZ Cashback Platinum Card is built for everyday New Zealand living: groceries, petrol, online shopping and travel all turn into cashback with every swipe. Earn $1 back for every $120 spent on eligible purchases, enjoy 55 interest-free days and carry the platinum perks that make it a top cashback credit card NZ shoppers trust.
With an $80 annual fee and a minimum credit limit of $8,000, the ANZ Cashback Platinum Card balances rewards with real spending power. The card’s purchase and cash advance rate sits at 20.95%, so paying on time remains key to keeping returns positive.
Benefits and platinum extras
Beyond straightforward cashback, the ANZ Cashback Platinum Card offers travel insurance, purchase protection, extended warranties and a 24/7 concierge service that suits frequent travellers and busy families. Those perks lift this product out of the plain rewards pack and add tangible value when you’re on the go.
Frequent flyers and weekend road-trippers in Aotearoa will appreciate the travel cover and the convenience of up-to-date customer service. For many Kiwis the combination of cashback returns plus platinum benefits makes this card a compelling everyday financial tool.
Costs, eligibility and how to apply
Getting the ANZ Cashback Platinum Card requires proof of income and ID common here in NZ: recent payslips, bank statements showing salary credits, or an IRD summary of earnings for salaried applicants, and signed financials if you’re self-employed. ANZ assesses income, expenses, assets and liabilities to confirm suitability.
Application is straightforward on ANZ’s site or through a branch. Keep in mind the $80 yearly fee and standard fees such as foreign currency conversion and potential late payment charges; these affect net returns from cashback so factor them into your choice.
Why choose this cashback card in New Zealand
The ANZ Cashback Platinum Card NZ is a solid option if you want steady, predictable rewards without the fuss of points systems. Earning $1 per $120 is simple to track, and the long 55 interest-free days gives breathing room if you clear balances monthly — a smart fit for everyday Kiwi cashflow.
Weigh up the annual fee and the interest rate against how you spend and repay. If you use the card responsibly and pay on time, the ANZ Cashback Platinum Card can boost your household budget through ongoing cashback and genuine platinum advantages that suit New Zealand lifestyles.