Save on Travel and Build Your Credit with ABSA Flexi Core Credit Card in South Africa

Travel perks and everyday savings with ABSA Flexi Core

The ABSA Flexi Core Credit Card is a practical choice for South Africans who travel or spend locally. With Visa Airport dining access and cashback on local and international purchases, the card helps you cut travel costs while earning back on everyday spends.

Beyond rewards, the ABSA Flexi Core Credit Card offers a 57-day interest-free period that gives breathing room to pay off big purchases without extra cost. That makes it useful for holiday bookings, flights and unexpected expenses while you build credit.

Security features and protection you can trust

Security tools like NotifyMe SMS alerts keep you informed of card activity, helping to spot fraud early. Credit Life Protection is available to cover outstanding debt in cases of death, dread disease or permanent disability, giving families peace of mind.

Using the ABSA Flexi Core Credit Card responsibly also helps establish a solid credit history in South Africa, which is useful for future credit applications, cellphone contracts and home finance. The fixed monthly payment option simplifies budgeting and avoids surprises.

Fees, limits and real costs to consider

Know the numbers: the ABSA Flexi Core Credit Card carries modest service fees and charges that fit many budgets. Monthly service and facility fees are low compared with premium cards, while overseas ATM and decline fees apply when relevant. Check ABSA for the full schedule of fees before you apply.

The card comes with a credit limit cap that varies by affordability assessment, with some Flexi Core offers topping out around R 90,000 for approved applicants. Late payment and over-limit fees can add up, so stick to the fixed monthly payments where possible.

Eligibility, how to apply and tips to get approved

To apply for the ABSA Flexi Core Credit Card you need to be at least 18 and earn a minimum monthly income, commonly set at around R 2,000. Bring your South African ID or Smart ID, proof of residence and three months’ payslips if you apply in branch or upload documents online at ABSA.co.za.

Apply online or visit an ABSA branch to speak to an adviser. A clear monthly budget and consistent income increase your chances of approval. Use the card responsibly to build a positive payment history and improve your credit score over time.

Maximise rewards and make the card work for you

To get the most from the ABSA Flexi Core Credit Card, prioritise spending categories that earn cashback and pay statements in full when possible to avoid interest. Use the 57-day interest-free window for larger purchases and activate NotifyMe to track transactions.

If travel is a priority, pair the ABSA Flexi Core Credit Card with ABSA travel services and insurance products to create a cost-effective travel wallet. Ready to save on flights and build credit? Compare fees and apply today to start benefiting from cashback, security and reliable credit-building in South Africa.