Amex Gold Rewards Card Review 2024 Canada’s Top Travel Perks, Points and Insurance
Make the most of the Amex Gold Rewards Card in Canada for 2024, supercharge Membership Rewards with 2x points on travel, groceries and gas, enjoy a $100 Amex Travel credit, Priority Pass access and comprehensive insurance that helps offset the $250 annual fee
Why the Amex Gold Rewards Card stands out in Canada
The Amex Gold Rewards Card delivers strong value for Canadians who travel and grocery shop often. With 2x Membership Rewards points on eligible travel, groceries, gas and drugstore purchases, this card accelerates point earning on everyday spend.
At an annual fee of $250 CAD, the card balances a premium feature set with worthwhile offsets like a $100 travel credit and Priority Pass access. If you use the card regularly at Canadian supermarkets and at the pump, the points quickly stack up.
Rewards, redemptions and flexible Membership Rewards
Members earn 2 points per $1 on qualifying categories and 1 point per $1 on other purchases, plus extra value when booking hotels or car rentals through Amex Travel. Points transfer options to frequent flyer partners make the Membership Rewards program especially flexible for Canadian travellers looking to book flights with Air Canada or partner airlines.
Redeem points for travel credits, statement credits or gift cards, or use fixed points for flights and hotels. The Amex Gold Rewards Card’s redemption versatility is a major SEO-friendly selling point for searches about best travel credit cards in Canada and points strategies.
Travel perks, insurance and airport lounge access
The card includes a $100 Amex Travel credit each year for bookings via American Express Travel Online and Priority Pass access with complimentary Plaza Premium passes. These perks reduce the effective annual fee and make the card compelling for frequent flyers from Toronto Pearson, Vancouver or Montreal.
Comprehensive travel insurance—emergency medical up to $5,000,000 for trips up to 15 days for those under 65, flight delay and baggage coverage—adds peace of mind. For Canadians planning short international trips or weekend getaways, the insurance coverage offsets travel risk and supports the card’s value proposition.
Fees, acceptance and who should apply
While the Amex Gold Rewards Card shines for points and benefits, remember American Express acceptance in Canada is not as universal as Visa or Mastercard, especially at smaller merchants. The card does have a high interest rate on purchases and cash advances, so it is best suited to cardholders who pay in full monthly.
If you frequently spend on groceries, gas and travel and want robust Membership Rewards earning and Priority Pass access, this card is a strong match. Apply if you have a solid Canadian credit file and plan to leverage the $100 travel credit, travel insurance and exclusive Amex experiences to justify the $250 CAD annual fee.