Capital One Quicksilver Cash Back 1.5% on Everything, $200 Sign-Up Bonus, 0% APR for 15 Months, No Annual Fee
Make every purchase pay you back with Capital One Quicksilver’s simple 1.5% cash back, $200 sign‑up bonus and 0% APR for 15 months on a no annual fee card
Simple, flat-rate cash back that adds up
Capital One Quicksilver delivers straightforward rewards: 1.5% cash back on every purchase. No rotating categories, no complicated bonus structures—just a consistent rate that makes it easy to predict and plan your savings.
That flat-rate approach is ideal if you want a primary card for everyday spending in the United States. Whether you’re buying coffee, groceries, or filling up gas, the Quicksilver card turns ordinary purchases into steady cash back.
Strong intro perks and travel-friendly features
The card includes a $200 sign-up bonus after you spend $500 within three months, plus 0% APR for 15 months on purchases and balance transfers. These intro offers give new cardholders breathing room and a fast return on their initial activity.
Travelers benefit too: no foreign transaction fees and 5% back on hotels and rental cars booked through Capital One Travel. Combined with the ongoing 1.5% cash back, Quicksilver is a solid pick for both domestic and international use.
Fees, rates and who should apply
There’s no annual fee with Capital One Quicksilver, which keeps your rewards cost-effective year after year. After the 0% APR period, the variable APR ranges based on creditworthiness, so plan ahead if you intend to carry a balance.
The card is best for consumers with good to excellent credit who want a low-maintenance cash back card. If you prefer a single card to earn rewards across all spending without category tracking, the Quicksilver fits that need.
How to maximize rewards and next steps
To get the most from Capital One Quicksilver, use it for everyday purchases and large one-time buys during the 0% APR window. Redeem cash back anytime—statement credit, check, or deposit—since there’s no minimum redemption threshold.
Applying is fast on the Capital One website; have your financial info ready and check eligibility tools first. If you want simple, reliable rewards with a $200 sign-up bonus, 1.5% cash back, 0% APR for 15 months, and no annual fee, Quicksilver is worth considering.