Fidelity FLOAT Instant Unsecured N100k Loan for Naija Account Holders via *770*08# with 4.5% Flat
Secure Fidelity FLOAT instant unsecured N100,000 in Naija by dialing *770*08#, 30-day tenure at 4.5% flat with no collateral or guarantor

What the Fidelity FLOAT instant unsecured loan offers
Fidelity FLOAT is an instant unsecured loan tailored for active Fidelity Bank customers in Naija. You can access up to N100,000 with a simple USSD request and no collateral, no guarantor — truly quick and transparent.
The loan carries a 4.5% flat fee for a 30-day tenor, making it one of the most competitive short-term options in Nigeria. Disbursement hits your Fidelity account instantly, so you get funds when you need them most.
Easy application via USSD and digital channels
Applying is straightforward: dial *770*08# on the phone linked to your Fidelity account to request the Fidelity FLOAT instant unsecured loan. The USSD process is built for speed so you can get approval without visiting a branch.
If you prefer guided help, Fidelity’s Ivy virtual assistant will walk you through the steps. Non-Fidelity customers paid through payroll platforms like REMITA, Veripay or Tenece can open a Fidelity account and join the FLOAT programme fast.
Clear fees, extension option and eligibility
The interest rate is 4.5% flat for 30 days and there are no hidden charges — great for budgeting. A one-time 30-day extension is available for a 0.5% restructuring fee if you need extra time to settle the N100,000 loan.
Eligibility is simple: active Fidelity Bank account holders in Nigeria qualify; salary earners on supported payrolls can onboard quickly. The transparency and short tenor make Fidelity FLOAT ideal for emergencies and quick investments.
Why Naija customers pick Fidelity FLOAT
People in Naija love services that are fast, familiar and reliable — and Fidelity Bank delivers with this instant unsecured loan. The combination of USSD access, instant disbursement and a low 4.5% flat rate means less stress managing short-term cash needs.
Ready to act? Dial *770*08# now to apply for the Fidelity FLOAT instant unsecured N100,000 loan and enjoy quick approval with no guarantor or collateral. This product is built for Nigerians who want straightforward cash support without the wahala.