Turn everyday spend into flights with Virgin Atlantic Reward Plus Credit Card, 15,000 bonus Virgin Points, 1.5 points per £1 and lounge access
Make every pound count towards Virgin Atlantic flights with the Reward Plus credit card, earn 15,000 bonus Virgin Points, 1.5 points per £1 and access to Virgin Money lounges

Why the Virgin Atlantic Reward Plus Credit Card stands out
The Virgin Atlantic Reward Plus Credit Card is built for UK travellers who want to turn everyday spending into flights. You earn 1.5 Virgin Points for every £1 spent and can pick up 15,000 bonus Virgin Points when you make your first purchase within 90 days of opening the account.
Double points on Virgin Atlantic flights and Virgin Holidays fast-track reward balances, while complimentary access to Virgin Money Lounges and Boingo Wi-Fi add tangible travel comfort. For SEO relevance, this card name and related terms appear throughout to help readers and search engines find detailed information.
Cost, APR and how to get the most value
The card carries a £160 annual fee and a representative APR around 69.7% if you carry a balance, so it is optimised for people who clear the balance each month. Paying in full avoids interest charges and keeps the reward return attractive versus the fee.
If you spend at least £10,000 a year you qualify for an annual reward such as a companion ticket or upgrade, making the Virgin Atlantic Reward Plus Credit Card very worthwhile for frequent spenders. Points last for 24 months, so plan redemptions accordingly.
Perks, partnerships and practical tools
Beyond points, the Virgin Atlantic Reward Plus Credit Card grants access to Virgin Money Lounges in the UK and offers Boingo Wi-Fi access for smoother travel days. Those extras can tip the balance in favour of choosing this reward card over others.
Managing the card is simple with the Virgin Money Credit Card App and the Virgin Money Card Checker eligibility tool. The checker lets you see your chances of approval without leaving a footprint on your credit file, a useful feature before applying.
Who should apply and quick tips to maximise rewards
This card suits travellers and regular spenders in the UK who can meet the £10,000 annual spend target or who frequently fly with Virgin Atlantic. Use the card for day-to-day purchases and Virgin bookings to benefit from the 1.5 points per £1 and double points on flights.
Smart tactics include timing the first purchase within 90 days to claim the 15,000 bonus Virgin Points, consolidating large planned spends onto the card, and redeeming points before the 24-month expiry. Always compare alternatives if your spend profile is lower, as the annual fee may outweigh benefits for light users.