Stretch Your Loonie into Flights, Perks and Insurance with BMO Eclipse Visa Infinite in Canada

Why the BMO Eclipse Visa Infinite works for Canadians

The BMO Eclipse Visa Infinite turns everyday spending into travel power, making every loonie count toward flights, hotels and statement credits. Designed for Canadian lifestyles, the card rewards common categories like dining, groceries, gas and transit so you collect points fast on daily essentials across cities from Toronto to Vancouver.

With competitive annual perks and Visa Infinite-level services, this card targets travellers and urban commuters who want meaningful value from regular purchases. If you care about travel insurance, concierge support and annual lifestyle credits, the BMO Eclipse Visa Infinite brings those benefits together in a single Canadian-friendly package.

Rewards structure and smart redemptions

Earn elevated points on dining, groceries and transit, plus solid base rates on everything else — the BMO Eclipse Visa Infinite helps you stack points steadily with routine spending. Redeemable for flights, hotel stays, car rentals or statement credits, your points can stretch further when used for travel redemptions that typically deliver higher value per point.

To maximise returns, focus spending in high-earning categories and redeem strategically for flights or travel packages instead of lower-value merchandise. Keep an eye on BMO seasonal promos and partner offers to boost points accumulation and get extra value from the BMO Eclipse Visa Infinite rewards program in Canada.

Perks, insurance and travel confidence

Beyond points, the BMO Eclipse Visa Infinite includes travel insurance components that protect emergency medical, trip interruption and delay scenarios — essential for Canadians heading abroad or cross-country. Complementary services like Visa Infinite Concierge and airport lounge access add convenience and a premium touch to busy travel days.

Annual lifestyle credits and purchase protections help offset the card’s fee while providing tangible everyday value, whether you redeem credits for dining, streaming or travel-related purchases. These perks position the BMO Eclipse Visa Infinite as a practical, travel-forward choice for Canadians who want coverage and privileges without juggling multiple cards.

How to apply and tips for getting the most

Applying for the BMO Eclipse Visa Infinite is straightforward online via the BMO website; check income and credit score requirements first to speed approval. Prepare ID and proof of income so your application moves quickly, and consider timing your application around a welcome bonus offer to maximise initial points in Canada.

Make this card central to your day-to-day spending: use it for groceries, meals out and transit to rack up points, then redeem for flights or statement credits when value is highest. Compare the BMO Eclipse Visa Infinite against other Canadian Visa Infinite options to ensure its lifestyle credit, insurance coverage and reward categories match your goals.