Make Your Naira Go Further with Stanbic IBTC Visa Infinite Naira Credit Card in Nigeria

Premium Naira Power for Everyday and Travel

The Stanbic IBTC Visa Infinite Naira Credit Card is built for Nigerians who want their naira to stretch further without sacrificing lifestyle. As a premium Naira credit card, it delivers up to 55 days interest-free on purchases, strong online protections, and travel perks that make business and leisure trips smoother across Africa and beyond.

With competitive monthly interest at 2.5% and a clear fee structure, this Visa Infinite card positions itself as a top credit card in Nigeria for value-conscious professionals. Cardholders enjoy high local transaction limits and access to exclusive services that turn everyday spending into rewards.

Travel Perks, Lounge Access and Insurance

The Stanbic IBTC Visa Infinite Naira Credit Card offers Priority Pass lounge access and discounts at selected hotels and airport fast-track services, ideal for frequent flyers based in Lagos, Abuja or Port Harcourt. Complimentary travel insurance covers medical emergencies, trip cancellation and lost baggage, reducing out-of-pocket surprises abroad.

Beyond lounges, the Visa Infinite concierge service helps with bookings and reservations, while extended warranties and purchase protection give extra reassurance for high-value purchases made with the card. These features make it one of the best credit cards for travel in Nigeria.

Generous Limits, Clear Fees and Easy Management

Spending and withdrawal limits on the Stanbic IBTC Visa Infinite Naira Credit Card are designed for convenience: local ATM cash withdrawals up to N200,000, web transactions up to N2,000,000, and POS limits up to N4,000,000. These limits support both online entrepreneurs and frequent shoppers across Nigerian cities.

Fees are straightforward: a new card issuance fee of N1,075 and a management fee of 1% of the credit limit at issuance, renewal or increase. The card is typically issued by invitation, so customers should contact Stanbic IBTC or visit a branch to check eligibility and request personalised offers.

Security, Rewards and Local Support

Security features include Chip and PIN technology and Verified by Visa for safer online purchases, reflecting the bank’s focus on fraud protection in Nigeria’s growing digital market. These security layers help ensure your naira is protected whenever you shop locally or internationally.

The rewards programme converts everyday naira spending into loyalty points redeemable for travel, merchandise, or cashback, helping cardholders get more value from routine expenses. With 24-hour customer support and internet banking for easy repayments, the Stanbic IBTC Visa Infinite Naira Credit Card combines convenience, protection and premium benefits tailored to the Nigerian market.