Keep Hilton Perks with $0 Annual Fee, Hilton Honors AmEx Review 2025, 7x Points & 70K Bonus
Lock in Hilton Honors American Express perks with a $0 annual fee, earn 7x on Hilton stays, 5x at U.S. restaurants, groceries and gas, plus a 70K welcome bonus to jumpstart free nights
Features & Rewards of the Hilton Honors American Express
The Hilton Honors American Express card delivers high value for Hilton loyalists in the United States. With 7x Hilton Honors Bonus Points on purchases at Hilton properties and 5x points at U.S. restaurants, supermarkets and gas stations, you stack rewards fast without an annual fee.
New cardmembers can earn a 70,000-point welcome bonus after spending $2,000 in the first six months, plus a Free Night Reward. Automatic Hilton Honors Silver status and the fifth night free on award stays make this card useful from day one.
Why keep this $0 annual fee Hilton AmEx
There is no annual fee, so keeping the card costs you nothing while you continue earning Hilton Honors points on travel and everyday spending. The lack of foreign transaction fees also makes it a sensible travel companion for domestic and international trips.
Automatic Silver status brings a 20% points bonus on stays and priority benefits like complimentary breakfast at select properties. For many cardholders the combination of high earning rates and no fee delivers clear retention value.
How to maximize Hilton Honors points and redemptions
Focus spending where the card pays most: Hilton stays at 7x and U.S. restaurants, groceries and gas at 5x. Use the 70K welcome bonus to jumpstart award nights, and stack promotions from Hilton Honors for even faster free stays.
Redeem points for hotel nights to get the best value, and take advantage of the fifth night free when booking five or more award nights. Consider transfer opportunities or Hilton travel partners only if the cents-per-point value remains strong.
Costs, APR and applying for the Hilton Honors American Express
The card carries a variable APR in the range commonly advertised for rewards cards and no annual fee. Typical APRs vary with creditworthiness; check the current rate on the American Express site before applying and avoid carrying large balances to protect your rewards earnings.
Applying online is straightforward if you meet credit requirements and have basic financial information ready. If you spend toward the $20,000 threshold in a calendar year you can target an upgrade to Gold status, unlocking higher point bonuses and room upgrade potential.