Qantas Premier Everyday Mastercard: Earn 8,000 Qantas Points, Low Annual Fee and Travel Cover for Aussie Travellers
Maximise 8,000 bonus Qantas Points with a low annual fee and included overseas travel cover, ideal for Aussie travellers
Why many Aussie travellers pick the Qantas Premier Everyday Mastercard
The Qantas Premier Everyday Mastercard is built for Australians who want to earn Qantas Points without a heavy annual fee. With an introductory bonus of up to 8,000 Qantas Points in the first four months, it’s a smart choice for frequent flyers and weekend getaways between Brisbane and Sydney alike.
Beyond the bonus, the card’s everyday earning and practical perks make it competitive: low annual fee, contactless payments via Apple Pay and Google Pay, and integration with the Qantas Money app to track points and spending. Those features keep it relevant for Aussies who travel and spend regularly.
Rewards structure and how to redeem your Qantas Points
Domestic spending earns 0.75 Qantas Points per $1 up to $3,000 per statement period, then 0.4 points per $1 after that, while international purchases return 1 point per $1. Plus, you’ll get 2 bonus Qantas Points per $1 on Qantas spend, accelerating your route to reward seats and upgrades.
Points can be redeemed for flights, upgrades, hotels, car hire and retail via the Qantas Marketplace, including Woolworths WISH digital gift cards. That flexibility lets you swap points for short domestic trips or save for long-haul international travel with Qantas partners.
Fees, interest and the balance transfer offer
The card’s current annual fee is $49 (scheduled to change to $99 from 10 April 2024), with a purchase rate around 19.99% p.a. and up to 55 days interest-free if you pay your statement in full. International transactions carry a 3% foreign transaction fee, so factor that into overseas spending plans.
If you’ve got existing card debt, the 0% p.a. balance transfer for the first 12 months can help you consolidate and reduce interest costs. Note cash advances attract a higher rate (around 21.99% p.a.) plus fees, and missed payments will incur late fees—so manage repayments to get the most value.
Travel cover, extras and eligibility for Australians
One big draw is complimentary overseas travel insurance that can cover serious medical expenses (up to $1,000,000 in many cases) and trip cancellations up to specified limits, giving peace of mind when you head abroad. The card also includes Mastercard Zero Liability for fraud protection and a 24/7 concierge service for bookings and support.
To apply you’ll generally need to be an Australian citizen or permanent resident, at least 18 years old, earn the minimum required income (commonly around $35,000 pa) and be a Qantas Frequent Flyer member. The online application is straightforward—have ID and proof of income ready—and it’s easy to start earning Qantas Points soon after approval.