Amex Platinum Australia 200,000 Points, Lounge Access and Top Perks for Aussie Big Spenders

Why Amex Platinum Australia stands out

The Amex Platinum Australia is aimed squarely at big spenders who want premium travel and lifestyle perks. With a massive 200,000 Membership Rewards points welcome offer, this Platinum Card delivers instant value for Aussies who regularly charge flights, dining and shopping to their card.

Beyond the sign-up bonus, the card rewards everyday spend with competitive earn rates and access to services designed for frequent travellers. If you value lounge access, concierge help and travel credits, the Amex Platinum can pay for itself quickly when used well.

Travel perks and lounge access

Global lounge access via the American Express Global Lounge Collection covers over 1,500 lounges worldwide, making airport time far more comfortable when flying from Sydney, Melbourne or regional airports. The card also includes a $450 travel credit each year that offsets flights, hotels and travel bookings charged to the card.

Amex Platinum Australia partners with frequent flyer programs like Qantas and Velocity for points transfers, helping you score premium cabin redemptions. Travel insurance and access to the Fine Hotels & Resorts program add extra peace of mind and on-trip benefits like breakfast and late check-out.

Membership Rewards points and how to use them

Membership Rewards points from the Amex Platinum are versatile and easy to redeem, especially once you transfer points to airline partners. The initial 200,000 Membership Rewards points can be converted to frequent flyer points, used for statement credits, or spent at retailers such as David Jones, giving real-world value to the bonus.

To maximise value, transfer points to airline partners for international business or first class seats where points convert to the highest value per point. Regular spend with the Platinum Card builds a steady points balance, and targeted use of travel credits and dining credits boosts your effective return.

Costs, caveats and who should apply

The main drawback is the steep annual fee, around $1,450, which means the Amex Platinum Australia suits high spenders and frequent travellers more than casual cardholders. There is also a foreign currency fee, so frequent overseas card use should factor that into your cost-benefit analysis.

If you spend a lot on travel, dining and shopping and you want concierge support and lounge access, this Platinum Card can deliver exceptional value. Apply online if you meet the income and credit history criteria, keep an eye on how you redeem Membership Rewards points, and use the included credits to justify the annual fee.