Access Private Bank Black Credit Card, Nigeria’s Visa Infinite Card for Lagos High-flyers

Access Private Bank Black Credit Card: premium banking for Lagos high-flyers

The Access Private Bank Black Credit Card is Access Bank’s invitation-only Visa Infinite product, tailored for Nigeria’s elite, frequent travellers and business leaders based in Lagos, Abuja and beyond. Cardholders enjoy high naira credit limits and privileges that match the lifestyle of top-tier professionals.

As a Lagos resident you’ll recognise the value of global acceptance, fast concierge help and exclusive perks that make international trips and local luxury purchases effortless. This card positions you among a select group who expect both status and tangible benefits.

Travel benefits, lounge access and MedicAir emergency support

Visa Infinite perks mean airport lounge access across major hubs, including Murtala Muhammed International Airport departures and global lounges for business and leisure connections. The card bundles comprehensive travel insurance covering medical expenses, emergency evacuation and trip interruption so you travel with peace of mind.

Importantly for Nigerians who travel regionally, MedicAir services arranged through Access Bank provide air ambulance and medical evacuation support when required, with coverage for transport and treatment. The combination of concierge, lounge access and medical protection makes the Access Private Bank Black Credit Card a travel essential.

Security, mobile banking and purchase protection

Fraud protection is robust: chip-and-PIN tech, multi-factor authentication for online banking and real-time transaction alerts help you monitor spends in naira or foreign currency. If your card is lost, 24/7 support blocks the card and arranges emergency replacement so you’re not stranded abroad.

The card integrates seamlessly with Access Bank’s internet and mobile banking apps, compatible with common smartphones. Purchase protection and extended warranties cover many high-value items bought locally or overseas, reducing risk from scams or faulty goods.

How to qualify, application steps and the value proposition

Eligibility for the Access Private Bank Black Credit Card is typically by invitation or referral, with requirements that reflect high income, asset statements and strong banking history. Prospective applicants in Lagos can speak to a dedicated relationship manager who guides documentation, KYC and account setup.

Weighing pros and cons: the card gives elite travel insurance, airport lounge access, concierge and MedicAir medical evacuation, but it suits those with substantial income and private banking needs. For high-net-worth Nigerians seeking a complete premium credit experience, the Access Private Bank Black Credit Card delivers tangible convenience and security in a single package.