Qantas Premier Titanium Credit Card: 150,000 Bonus Qantas Points and First Lounge Access for Aussie Frequent Flyers

Who the Qantas Premier Titanium Credit Card suits

The Qantas Premier Titanium Credit Card is built for Aussie frequent flyers who want premium travel perks and serious points accumulation. With a minimum annual income requirement of $200,000 and a $1,200 annual fee, it targets high-income professionals who fly often for work or leisure.

If you live in Sydney, Melbourne or elsewhere in Australia and value lounge access, upgrades and faster Status Credits, this card delivers. The 150,000 bonus Qantas Points on eligible spend is the headline grabber, ideal for turning everyday bills into big trips.

Earning and redeeming Qantas Points

Cardholders can earn up to 3.25 Qantas Points per $1 on Qantas purchases and 1.25 Qantas Points per $1 on everyday spending, capped for promotional periods. Those points add quickly if you charge business travel, school fees or regular household expenses to the Qantas Premier Titanium Credit Card.

150,000 bonus Qantas Points can be enough for a one-way business class flight or several domestic return fares. Use points for upgrades, flights and extras — Australians know the value of points when redeeming peak long-haul travel like Sydney to London or premium domestic routes.

Perks, fees and the fine print

The Premier Titanium card comes with two complimentary single-entry invites to Qantas First Lounges, 20% bonus Status Credits on Qantas flights and up to 10% off eligible Qantas base fares for two travellers twice per year. Complimentary travel insurance is also included, which makes long-haul travel less stressful.

On the flip side, expect a 3% foreign transaction fee and the high $1,200 annual fee to be part of the deal. If you don’t hit the spend threshold for the 150,000 bonus Qantas Points or rarely fly Qantas, the value proposition drops — so do the sums before applying.

How to maximise the Qantas Premier Titanium Credit Card

To get the most from the Qantas Premier Titanium Credit Card, put regular bills and large purchases on the card to meet the bonus spend and maintain points flow. Prioritise Qantas ticket purchases to capture the 3.25 points per $1 earn rate and the 20% bonus Status Credits when you can.

Combine card benefits with family or workplace travel plans — the 10% off base fares and lounge invites add tangible value. Keep an eye on promotions and balance the cost of the $1,200 annual fee against the travel and insurance perks to confirm the card is worth it for your lifestyle.