Banamex Affinity Card Nigeria, earn rewards on every naira and enjoy no annual fee
Banamex Affinity Card maximises rewards on every naira with zero annual fee, bonus points and exclusive discounts at Nigeria’s favourite retailers
Why the Banamex Affinity Card makes sense in Nigeria
The Banamex Affinity Card is built for everyday Nigerians who want real value from every naira spent. With zero annual fee and targeted rewards at popular retailers, cardholders around Lagos, Abuja and across the country can stretch their purchasing power without paying for the privilege.
Designed to appeal to fashion lovers, frequent travellers and regular shoppers, this credit card combines strong local acceptance with perks that matter: bonus points, exclusive discounts and flexible redemption options that work in naira and for international spend.
Rewards, bonus points and exclusive discounts
Earn points on every naira you charge to the Banamex Affinity Card and watch rewards accumulate fast. The card offers boosted points at partner stores and up to 7% discounts at selected outlets, making it one of the best rewards credit cards in Nigeria for retail spending.
Bonus points are another highlight: after a year of active use you can earn a significant points bonus, which translates into flight tickets, hotel nights or instant retail vouchers. Redeemability and versatility make these rewards practical for Nigerian lifestyles.
How to apply, eligibility and quick tips
Applying for the Banamex Affinity Card is straightforward: complete the online form on the Banamex website, upload ID and proof of income, and wait for approval. Typical requirements include proof of residence in Nigeria and a steady monthly income in naira.
Tip: keep documents ready to speed approval and use the card for routine bills and supermarkets to boost rewards. If you manage your statement each month and avoid interest, the no annual fee card becomes an easy win for savvy Nigerians.
Security, fees and how to maximise value
Security features on the Banamex Affinity Card include EMV chip protection and real-time fraud monitoring, giving peace of mind when you swipe or pay online. Customer support in Nigeria is responsive, with options for reporting lost cards and disputing transactions promptly.
To maximise value, concentrate spend on categories that earn higher points, monitor partner promotions and redeem during sales for better naira returns. With no annual fee, strong rewards and regular partner offers, the Banamex Affinity Card is a competitive choice for Nigerians who want more from their credit card.