Bankwest Breeze Platinum Mastercard 0% for 12 Months on Purchases and Balance Transfers, No Overseas Fees for Aussies
Get 0% for 12 months on purchases and balance transfers with platinum perks, travel and purchase insurance and no overseas fees for Aussie cardholders
Why Aussies choose the Bankwest Breeze Platinum Mastercard
The Bankwest Breeze Platinum Mastercard is a popular low interest card in Australia because it combines a strong introductory offer with everyday protections that matter to Aussies. Cardholders get the appeal of a platinum credit card without the usual heavy fees, which makes it a practical pick for people looking to save on interest and travel costs.
Families and frequent travellers in Australia often mention the no overseas fees and complimentary insurance as major reasons to switch. With clear terms and a competitive ongoing rate, the Bankwest Breeze Platinum Mastercard balances value and simplicity for local wallets.
Intro offer: 0% for 12 months on purchases and balance transfers
The headline feature is 0% for 12 months on purchases and balance transfers, ideal for paying down debt or spreading the cost of a big purchase interest-free. There’s a 2% balance transfer fee, which is reasonable when you compare the interest savings over the 12-month period.
After the promotional period the ongoing rate sits around 12.99% p.a., keeping it as a competitive low interest card for Australians. Using the 0% for 12 months cleverly can significantly reduce what you pay in interest and help you clear balances faster.
Platinum perks, travel and purchase insurance, and no overseas fees
The Bankwest Breeze Platinum Mastercard includes platinum perks like complimentary travel and purchase insurance that give Australians peace of mind when travelling or buying big items. Coverage terms vary, so it pays to read the policy details to understand what’s included and any exclusions that apply.
No foreign transaction fees (no overseas fees) is a standout benefit for Aussie travellers and anyone shopping from overseas merchants. For those who fly regularly or buy online from international stores, the savings on FX fees quickly add up, making this card a smart travel companion.
Costs, how to apply and tips to maximise savings
There’s a $99 annual fee, typically waived for the first year, and standard cash advance fees and rates apply if you withdraw cash. For many Australians the combination of 0% for 12 months, a low ongoing rate and no overseas fees outweighs the modest annual cost after the first year.
Applying is straightforward online—check eligibility, have proof of income and ID ready, and complete the Bankwest application form. To get the most from the Bankwest Breeze Platinum Mastercard, plan to clear balances during the 0% period, avoid cash advances and use the card for overseas spending to benefit from no foreign transaction fees.