American Express Airpoints Card NZ Earn More Airpoints and Unlock Travel Perks for Kiwi Travellers

Top perks for Kiwi travellers with the American Express Airpoints Card

The American Express Airpoints Card is built for Kiwis who want to convert everyday spend into travel. From NZ$ on groceries to petrol and online shopping, every eligible transaction can earn Airpoints that take you closer to flights with Air New Zealand.

Card benefits include travel insurance, purchase protection and access to AMEX experiences; these add real value for frequent flyers and occasional travellers across Aotearoa. Using the American Express Airpoints Card smartly makes each dollar work harder towards your next trip.

How you earn and redeem Airpoints

With the American Express Airpoints Card you generally earn Airpoints Dollars on NZ$ spending — for example, many offers convert a set spend into 1 Airpoint Dollar per $59 spent. There’s typically no cap, and bookings with Air New Zealand can earn bonus Airpoints or double points on promos.

Airpoints can be redeemed for flights, upgrades or seat sales via Air New Zealand, so accumulating with the American Express Airpoints Card turns regular spending into practical travel rewards. Keep an eye on AMEX promotions that boost earning rates or offer sign-up bonuses.

Fees, interest and who should apply

There’s an annual fee to consider with the American Express Airpoints Card, but for many Kiwis the travel perks and insurance offset that cost. Interest rates apply if you carry a balance, so the card rewards are best enjoyed by those who pay in full each month.

The American Express Airpoints Card suits shoppers and travellers who can meet the credit criteria and use the card enough to cover the fee. Compare the fee versus expected Airpoints earnings — if you fly regularly with Air New Zealand, the card often pays for itself over time.

Simple steps to apply and tips to maximise rewards

Applying for the American Express Airpoints Card is straightforward: visit the American Express New Zealand website, choose the Airpoints Card, fill in your details and upload ID and proof of income. Approval time varies, but once active you can start earning on everyday spend.

To maximise Airpoints with your American Express Airpoints Card, put regular bills and groceries on the card, use it for travel bookings with Air New Zealand when bonuses are available, and watch for limited-time AMEX offers. Paying the balance in full avoids interest, so your Airpoints remain pure value.