Stanbic IBTC Visa Infinite Credit Card Nigeria’s Ultimate Travel and VIP Perks
Stanbic IBTC Visa Infinite delivers lounge access, concierge support, USD-linked limits, 55-day interest-free spending and global ATM withdrawals for Nigeria’s premium travellers
What the card delivers
The Stanbic IBTC Visa Infinite is built for Nigeria’s premium traveller who wants service and convenience without hassle. Cardholders enjoy USD-linked limits, up to 55 days of interest-free spending, and global ATM access so you can get cash when landing in London, Dubai or New York.
Beyond cash and credit, this Visa Infinite brings verified online protection, chip-and-PIN security and a dedicated 24-hour contact centre in Nigeria. For anyone who travels frequently out of Lagos or Abuja, the features translate into real time and money saved.
Travel privileges and VIP services
Access to international airport lounges, a personal concierge to book hotels or cars, and free medical and legal referrals on trips abroad are core perks. These extras are the reason many business travellers in Nigeria prefer a premium Visa that actually delivers when they’re on the road.
There are also partner discounts with global brands—hotels, car rental and lifestyle offers—that stack well if you travel for work or leisure. With these benefits, the card does more than extend credit: it upgrades your travel experience.
Costs, limits and security
Transparent fees matter. Expect an issuance fee in Naira, a modest annual or maintenance charge denominated in dollars, and international ATM withdrawal fees per transaction. Monthly interest and management fees apply if you carry a balance, so using the 55-day interest-free window wisely is key.
Transaction limits are generous: larger POS and web limits in USD, and a healthy daily ATM withdrawal cap for abroad. Security includes chip-and-PIN and Verified by Visa for online purchases, reducing fraud risk for cardholders shopping from Nigerian merchants or international sites.
How to apply and smart usage tips
The card is invitation-only, reflecting its elite positioning—talk to your Stanbic IBTC relationship manager or check your internet banking dashboard in Nigeria to see eligibility. For existing customers, upgrades or limit increases are handled through the bank’s contact centre or branch network in Lagos and other cities.
Maximise value by always paying within the 55-day interest-free period, using USD-linked settlement when travelling abroad to avoid conversion surprises, and pairing the card’s concierge and partner offers for cheaper hotels and car hires. Responsible use keeps costs down and preserves the premium privileges that make the product worthwhile.